Part One: Making Ends Meet
This workshop is geared toward participants who are struggling to make ends meet- potentially burdened by heavy debt-loads and/or living paycheck to paycheck. It is designed for those who are not yet in a position to pursue long-term household budgeting and savings, but who recognize the need to take control of their finances.
Part Two: Budgeting and Saving for Your Goals
Participants create and learn how to manage a household budget by tracking spending, managing variable expenses, and accounting for changes in income. Participants will set short-term and long-term goals and use their budget to achieve those goals.
Part Three: Hands-On Banking
This workshop provides participants with an overview of banking services and how to use them successfully and responsibly.
Part Four: Building, Repairing and Protecting Credit
This workshop helps participants understand how credit works and gives them the tools to access their credit reports, dispute inaccurate information and address derogatory items. In addition, participants explore how to make strategic decisions to increase their credit scores and how to protect themselves from identity theft and scams.
Part Five: Retirement 101
In this workshop participants will learn how to assess different types of retirement accounts. Structure a plan for retirement based on what their projected needs and wants will be. Participants will assess their retirement savings and come up with a plan for reaching their retirement goal. Participants will leave able to recognize the benefits to compounding interest accounts.
