Small Business Assistance & 
Unemployment Information for Dental Offices
April 2, 2020

ADA Resources for Dentists

Small Business Administration (SBA) loans for employers - Summary of Small Business Administration (SBA) loans available for employers in the wake of CARES Act, which include the new Paycheck Protection Loan and EIDL loans.

Dentists may need to reapply for Economic Injury Disaster Loans - ADA News article detailing why you may need to reapply for an EIDL Loan if you filed before March 29th



The ADA has also offered several webinars regarding COVID-19 and the federal legislation surrounding this pandemic. They may also qualify for CE credits as well.
 
Small Business Assistance in Kentucky

The Kentucky Small Business Development Center (KSBDC) is offering help with contingency planning for small businesses. You can request a Zoom meeting or phone call here . On this same page, you can scroll down to register for their next webinar as well.


  (there is more information further down, but this page from KSBDC provides a good overview of the program and eligibility requirements)


Find support and resources in the Small Business of Kentucky Facebook group
 
Federal Information & Assistance for Small Businesses

The Small Business Administration's (SBA) Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. 

The SBA also produced a Small Business Resource Guide for the state of Kentucky . This guide was produced last year before the current pandemic but may have information you are looking for inside.  On page 7 there are phone numbers for their local offices and staff; you can also find their Kentucky office website here . 


The Department of Labor (DOL) has released summary overviews of what the law will require of employers (and employees) for emergency paid sick leave and the Family Medical Leave Act (FMLA). Please keep in mind this information may be updated.
Unemployment

Kentucky Career Center's main Unemployment Insurance page has valuable information about the system and the process of applying for benefits. You should also look at their page KCC's What You Should Know About Unemployment Insurance which has been updated with COVID-19 information.

IMPORTANT NOTE:  Please be aware of fake unemployment filing websites designed to steal your personal information or charge you a fee.
  • Make sure you are on a ".gov" site when filing an unemployment insurance claim.
  • Kentucky Career Center (KCC) services are free.
  • KCC will never charge a fee.
  • KCC will never ask for your SSN in an email.
Here's a helpful document from KCC called



KCC also has an FAQ page , but it doesn't appear to have been updated since COVID-19 began, as it does not address the Waiting Week having been waived by Governor Beshear.

Here is the online Unemployment Insurance Claims System , where you can file a claim. Please read the entire page of directions and information before clicking through to the actual application. The Internet Claims System is available Monday through Friday, 7:00am - 7:00pm and Sunday, 10:00am - 9:00pm Eastern time. You can also claim benefits by phone .

Call your local Unemployment office for assistance (to avoid overwhelming the main phone line), although be prepared for a wait (and have a full charge on your phone) as they are experiencing unsurprisingly high call volumes at this time. Find your local office's phone number here . You can also email them if you prefer.


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