December Newsletter
THE BIG SCOOP
The IRS Has Just Extended the 2019 ACA Form 1095 Deadline
  • The IRS has extended the deadline for employers, insurers, and other providers of minimum essential coverage to furnish the 2019 forms 1095-B and 1095-C to individuals. The due date is now March 2, 2020.

  • The due date for filing the 1095 forms with the IRS was not extended; February 28, 2020 (if filing by paper) or March 31, 2020 (if filing electronically) due dates still stand.


The IRS will NOT be waiving penalties for 2019 reporting. 
CONTRIBUTION LIMITS FOR 2020
401 (K) Limits:
Pre-tax contributions: $19,500 (up $500 from 2019)
Catch-up contributions: $6,500 (up $500 from 2019)

HSA Limits:
Pre-tax contributions:
Single coverage: $3,500 (up $50 from 2019)
Family coverage: $7,100 (up $50 from 2019)
Catch-up contributions: $1,000 (no change from 2019)

FSA Contributions:
Contributions: $2,750 (up $50 from 2019)
What The Health? We Spend HOW MUCH On Health C are? 3.6 trillion. That’s more than the GDP of France!
SOURCE: Kaiser Family Foundation
COMPLIMENTARY EMPLOYEE TRAINING
How to Achieve
Peak Performance 
Quickly discover how to become the peak performer you are meant to be. In
this training, you’ll learn: how to overcome obstacles; when, and under what
conditions, you work at your peak; how to work more efficiently--whether you’re a “collaborator” or a “lone ranger”; and how to create a work environment that helps you thrive.
Estimated Completion Time: 30 minutes

ExpertQuote offers this, and other relevant HR trainings as complimentary webinars to its valued clients. Email Lea Torres at  Lea@ExpertQuote.com
COMPLIMENTARY SEMINAR
2020 Annual Employment Law Update
2019 has brought us a new governor, new laws, new judicial decisions, and a series of hot new issues for employers in California. The Hoge Fenton Employment Law team is here to assist you in navigating through these changes in the law and to share best practices to minimize your risk as an employer.

Three dates and locations to choose from:
Pleasanton
Date: Wednesday, January 15, 2020
Time: 8:00am - 10:45am

San Jose
Date: Thursday, January 16 and Tuesday, January 21, 2020
Time: 8:00am - 10:45am

This seminar is complementary to ExpertQuote's valued clients. If you wish to attend, please send an email to Elona@ExpertQuote.com
SPECIAL OFFER
$40 off Glasses and Sunglasses for VSP Members
Now through February 29th, eligible VSP Vision Care members get an extra $40 to spend on Calvin Klein, Calvin Klein Jeans, DKNY, Dragon, Draper James, and Nike frames.


GEEK OUT
SMARTROPE
The newest evolution of the jump rope. Easier, smarter fun.
Smart Rope Rookie syncs to your smartphone. It automatically records your exercise data, jump counts, calories, duration and goal achievement.


We value our customers' feedback. Please don't hesitate to contact our Client Service Manager Michelle Austin at Michelle@ExpertQuote.com
We have saved our clients over $25M and improved their benefits! For your custom Benchmark & Benefits Audit contact C.O.O. Raj Singh at Raj@ExpertQuote.com