In This Issue:

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In case you missed it, our 
 Experts Corner Archives 

Chris McHatti of Cove/McHattie Law Firm, LLC

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'Tis the season for the holiday hustle and bustle! With so much to prepare for, it's easy to get caught up in to-do lists and errands. Don't forget to take time out for yourself by eating healthy meals, getting enough rest and not over-scheduling yourself.

In this issue, we've shared many important health updates, we hope you find them to be useful and educational.
Can You Help The Zzak G. Applaud Our Kids Foundation?
The Zzak G. Applaud Our Kids Foundation need
Della Crews News 12 NJ
Della Crews - News 12 NJ
sponsors for the "Step into the Spotlight Soiree and Talent" Competition. 

A special gala to raise scholarship money will be held at the La Bove Grand Restaurant in Lakehurst, Saturday, December 1st from 7 to 11 pm. We hope to see you at the gala.

This event has been featured by Della Crews on Spotlight NJ. Watch the video on Facebook  here.

Unable to attend the gala? Donations are welcome and very much appreciated.  Click   here   to donate to this worthy cause.
Semple Named Winner of Business Excellence Award by Odyssey International Productions
Theresa Semple, president of Semple Solutions LLC, Sayreville,  N.J., was named a winner of the Business Award of Excellence by Odyssey International Productions,  a 501(c)(3) organization that recognizes the efforts and accomplishments small-business owners, individuals, and organizations who have contributed significantly to the development of their communities.
The 19th annual award ceremony will take place November 16, 2018, at 6:00 p.m., in the Robert Treat Hotel, 50 Park Place, Newark, N.J.

Semple has received awards for being an industry leader, and for her community involvement and volunteer efforts, including starting Families Helping in Sayreville, volunteering with Habitat for Humanity, and serving as chairwoman for Sayreville Day for five years. She is passionate about sponsoring charities that stress the need to find a cure for pancreatic cancer and breast cancer. Read more   here .
Decision on Premium Rate for Family Leave Benefits and Maximum Employee Contribution for Coverage Beginning January 1, 2019
New York's Paid Family Leave program was first implemented commencing on January 1, 2018. For 2018, twenty-seven insurers are offering Paid Family Leave coverage. In determining the community rate for 2019, DFS has reviewed claims, demographic, financial and other Paid Family Leave data for the first six months of 2018 for the Paid Family Leave program in New York, consistent with actuarial principles. Read  more .
The Experts Corner 
This month we'd like to introduce you to Andrew Politi
of N.A.P.S. LLC - Collection Specialist
     
Andrew Politi - CEO of N.A.P.S. LLC
Background:  

Andrew Politi brings 35+ years working within the credit and collection industries. He spent 10 years in the banking industry, handling the credit and collections departments as well as utilizing third party collections working with collection agencies and collection attorneys.

Andrew has spent the last 25 years working with national collection agencies as a sales executive and trainer. He has  given numerous talks in the healthcare arena over that time on such topics as, accounts receivable management, hiring the right agencies, when to utilize third party influence, making payments arrangements, etc.

Please email me if you're interested in learning more. 
5 Cold and Flu Prevention Tips to Help You Stay Healthy this Season
Do you remember how bad last year's flu season was? In fact, some  80,000 Americans died from the flu or complications of the flu, making last winter the deadliest in that regard since the 1970's.

As the weather turns chillier, cold and flu season is upon us once again. That means it's time to take steps to keep yourself and your family health. Read on to learn the top five cold and flu prevention tips!  Click   here   to read more.
BudgetRx: 4 Tips for Cutting the Cost of Prescription Drugs
The U.S. pharmaceutical market was valued at more than  $440 billion in 2016. In other words, it's a massive industry.
As part of this, many consumers are paying lots of money for their prescriptions. And often, this causes financial strain and pressure.
The good news, however, is that there are certain things you can do to cut the cost of prescription drugs. Here, we've compiled 4 great ways to do so. 
Click here to learn more 

Happy Thanksgiving

For more health news and updates, head over to our  Facebook  page or connect with me on LinkedIn, where we share informative blog posts weekly.  Look to our  blog  for some tips on how to help your family, friends and employees stay safe and healthy.

Sincerely, 
Theresa
Family
We're here to help you protect the important things in life.
Semple Solutions LLC

Call us today: 732-238-6734