Accredited Investment Fiduciary Analyst ™ 
Illinois State Registered Investment Adviser
Life & Long Term Care Insurance 
 
Phone: 847-686-4800
Email: [email protected]
Good morning!
 
This email is to inform you of an income based strategy we have rolled out to our clients.
 
It's designed to provide an income based "monthly dividend check" using common stocks. While the focus is income, there is still growth available.
 
The objective of the "Check A Month" strategy is to create a diversified portfolio of dividend paying stocks in the S&P 500 and evaluating them using a technical scoring system.  
 
The goal of the monthly income check strategy involves buying a group of quarterly-dividend-paying stocks with payment dates spread across the calendar , so a client receives a dividend check(s) each month. Clients will need to pay taxes on any dividends they receive.   
 
Depending on your financial situation, dividends may be taxed at a lower rate than the capital gains and may provide a tax efficient way to acquire income. Dividends are particularly useful for people who need to supplement their retirement income.    
 
Dividend tax rates will depend on what type of dividends you receive, how much was earned from the dividends and other income you have.

Cenacle Capital Management does not provide tax advice, so please coordinate these discussions with your clients.  
 
Please download the attached PDF information sheet. For additional information and a risk profile sheet please call us at 847-686-4800. 
 
Warm regards,
 
Bill Ulivieri
 



Bill Ulivieri -AIFA®
[email protected]
www.cenaclecapital.com
Phone: 847-686-4800
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Cenacle Capital Management is a State of Illinois registered investment advisor.   IARD 130804

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