In November's Benefits Focus , we look ahead to benefits in 2020 based on 2019 trends revealed by the Kaiser Family Foundation and the Health Research & Educational Trust. The New Year will bring an increase in the ACA health insurance providers fee, as well as an interesting joint venture between three Fortune 500 companies. Will it set a trend in benefits in the new decade?

Live Well, Work Well provides preventative tips for the new flu season and yet more research on the detrimental health effects of a favorite beverage .

Remember, the Alper Employee Benefits Team is here to answer any questions you have regarding the information in this newsletter or benefits coverage in general.

Sincerely,
Will Pinn, Director of Employee Benefits
Newly created Haven Healthcare will offer employees of these companies key health incentives for their 2020 plans.

See how the 2019 employer-sponsored health benefit trends compare to the plans available to your employees.

We've got your HSA cheat sheet — including the 2020 contribution limits.

Which employers could see a possible trickle down expense?

It's that time of year again — flu season. LWWW is arming you with preventative measures. We're also examining a popular drink linked to early death rates.

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The Alper Services Employee Benefits Team is here for you! Contact your Account Manager with questions regarding your coverage or the content you see here.
Will Pinn
Director of Employee Benefits
P: 312-654-4267

Brandon Greenberg
Account Executive
P: 312-654-4266

Priya Shah
Account Manager
P: 312-654-4262
Yvette Bickcom
VP, Account Executive
P: 312-654-4269

Cindy O'Toole
Account Manager
P: 312-867-7318