February 2021
Debt Consolidation Loans as low as 7.24% APR*
When credit cards and other high-interest loans start to add up, it can feel like you’ve got no room to move or breathe. It can even affect your ability to prepare for emergencies or major life events. Nobody needs that kind of stress.

With rates as low as 7.24% APR*, a Debt Consolidation Loan from REGIONAL can help you lower your monthly payments, break away from the minimum payment cycle, and breathe a lot easier. And with terms up to 60 months, you get the added bonus of knowing when your balance will be paid in full.

Loans up to $20,000 are available for qualifying members. Talk to a Lending Expert at 1-800-762-7419 or apply online today.

*APR=Annual Percentage Rate. Rates current as of January 19, 2021 and are subject to change based on market conditions and borrower eligibility. The maximum interest rate for this offer is 18.00% APR and the minimum approved loan amount is $500. Advertised rates reflect all available discounts (0.25% setup of automatic payments from a REGIONAL deposit account). No other discounts can be applied to Debt Consolidation promotion. Promotion expires April 3, 2021.
Is an IRA right for you?
An Individual Retirement Account (IRA) is a great way to save for retirement, and may carry tax benefits to help you save money now or later (talk to your tax advisor for more details). Remember, you have until April 15, 2021 to make 2020 contributions to your IRA.

REGIONAL partners with Ascensus to provide members with Traditional and Roth IRAs, and Coverdell Education Savings Accounts.

Talk to a REGIONAL team member at 1-800-762-7419 to learn how we can help with your retirement investment needs.
Lobby Hours Effective Feb. 1st

Beginning Monday, February 1st, REGIONAL will return to regular lobby hours.

Lobby:
Mon, Tue, Thu, Fri: 9:00 a.m. - 5:00 p.m.
Wed: 9:00 a.m. - 1:00 p.m.
Sat: 9:00 a.m. - noon

Drive-Up:
Mon - Fri: 8:00 a.m. - 6:00 p.m.
Sat: 9:00 a.m. - noon

Holiday Closings
Through June 2021

Good Friday
Friday, April 2nd
(close at noon)

Memorial Day
Monday, May 24th

Please note that REGIONAL will be OPEN Monday, February 15th this year.
Special Offers for REGIONAL Members
Get up to $1,000 AD&D Coverage Paid for You
It's so easy to get your no-cost $1,000.00(1) coverage for this accidental death and dismemberment insurance available through Federal Insurance Company. Then you can better help protect your family's financial future at group rates with up to $300,000.00(1) more coverage.

NO MEDICAL EXAM REQUIRED
to get or keep this coverage.
And there are no personal questions at all.

YOU CAN'T BE TURNED DOWN
for up to $300,000.00 coverage.
Your Certificate of Insurance will be issued after you enroll.

BENEFITS ARE PAID TO YOU
or your beneficiary regardless of any other insurance you have.
The money can help fill gaps in your other policies or savings plans.

THE CASH BENEFIT IS PAID IN ONE LUMP SUM
to spend on anything that's needed.
No Restrictions.

(1.) All coverage is reduced by 50% at age 70. This plan may not be available to residents of all states. Please see the Summary of Benefits below for exclusions, limitations, and terms of coverage. This offer is null and void if United States trade or economic sanctions prohibit us from offering or providing insurance. Insurance is underwritten by Federal Insurance Company, a Chubb company.

Chubb is the marketing name used to refer to the subsidiaries of Chubb Limited providing insurance and related services. Insurance provided by Federal Insurance Company. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600.

For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Federal Insurance Company.