Fall 2019
Did You Know - Life Insurance
By: Georgetown Insurance Service

Did you know among those individuals with life insurance, about 1 in 5 say that they don’t have enough? While approximately 60 percent of all people in the United States were covered by some type of life insurance in 2018, many consumers are still confused about the types of life insurance – and how much of it they need.
Insurance Coverage: Water Damage vs. Flood Damage

There is often confusion over Property Insurance losses that involve water damage. For many property owners, flood damage and water damage get lumped into the same bucket. Basically, “my stuff got drenched and now it is a mess (or even destroyed).” But in the insurance world, not all water damage is created equal...
Business Interruption Insurance - Common Considerations & Oversights

While there are many facets of cyber insurance, this is geared toward the considerations business owners must make relating to First Party Coverages, which can often be overlooked. Many of today’s discussions of cyber insurance concern Third Party issues. This article outlines several coverage considerations that protect YOU.
Crash the Company Car? Here Are 5 Steps to Take If You've Been Involved in a Commercial/Business Vehicle Accident
By: Georgetown Insurance Service

A ccidents happen. And if you’ve never been in one, consider yourself lucky. In fact, the average American driver can expect to be in  three or four accidents in their lifetime  – and that’s just as likely to happen while driving a company vehicle as it is driving your family car.
National Preparedness Month: It's Time to Review Your Insurance Coverage
By: Georgetown Insurance Service

September was recognized as  National Preparedness Month . An initiative by Ready.gov, the month aims to encourage and remind Americans to prepare for disasters or emergencies at home, at work and in the community.
Livery 101: What's the Difference Between a Taxi and Other Livery Services?

L ivery vehicles are for-hire vehicles that are used by businesses to generate revenue by transporting people. Think taxicabs, limousines, buses, van pools and even hotel shuttles. However, not all commercial passenger vehicles are the treated the same, especially when it comes to insurance coverage and other requirements.
Did You Know - Neighbor's Tree Falls on Your House or Car: Who's Responsible?
By: Georgetown Insurance Service

Did you know if your neighbor’s tree falls on your house or car, you’re likely responsible? While summer means relaxing by the pool and enjoying the warm weather, it can also mean damaging storms and high winds.
What Is Keyman Insurance - and Do You Need It?
By: Georgetown Insurance Service

Insurance is something that gives us the peace of mind we need to carry on with their daily lives and provides us the protection we need in the event the unforeseen happens. The same goes for any business or organization.
Why Employment Practices Liability Insurance (EPLI) Is Critical for All Businesses

Accusations and harassment cases have been steadily rising over the past couple of years. In 2018, the United States Equal Employment Opportunity Commission (EEOC) received more than 7,600 sexual harassment charges and complaints, an increase of nearly 14 percent from last year. In today’s litigious world, it’s critical for all businesses to have employment practices liability insurance (EPLI).
What's Happening at Georgetown Insurance Service, Inc
Selective Insurance Group Matching Grants to Toys for Tots 2019

Georgetown Insurance Service, Inc. and the Selective Insurance Group Foundation partnered to support the efforts of  Marine Toys for Tots Foundation Montgomery County Chapter  through a $500.00 grant. To learn more, please click HERE to read the full release.
Life at Georgetown - Tim Pyle

T im Pyle is an Associate at Georgetown Insurance Service and have been with the agency since December 2018. He analyzes insurance policies for business owners and ensures they have the coverage they need. Click HERE to learn more about Tim!
Media Spotlight

Georgetown Insurance Service, Inc. was recently featured in Turf Magazine, Independent Agent, Construction Executive and Maryland Construction Network. Check it out!

Georgetown Insurance Service a Marine Toys for Tots Drop Off Site
Georgetown Insurance Service, Inc. is again proud to be an official local drop off site for the Marine Toys for Tots Foundation. You may drop off your  NEW unwrapped toys for children of all ages at our Silver Spring office until Wednesday, December 11, 2019.  Click here for directions.

You can also c lick HERE  to learn more about the  Marine Toys for Tots Foundation , make a donation, register to be a volunteer, or official drop off site.
Copyright © 2019 Georgetown Insurance Service, Inc. All rights reserved.
Silver Spring Office: 
10010 Colesville Road, Suite A
Silver Spring, MD 20901
(301) 681-9645
Frederick Office:
5300 Westview Drive, Suite 106
Frederick, MD 21703 
(301) 696-8104  
Fairfax Office:
9990 Fairfax Blvd, Suite 115
Fairfax, VA 22030 
(571) 719-7701