Highlight Your Agency In Our Member Directory
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As a member of the CIB you can advertise and profile your agency to the public on the CIB's website. You can give a description of your agency, list the lines of business you write, provide a link to your website and social media, list your office hours and publish news about your agency. This can all be entered through our Member Information Center (MIC).
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More Drivers Going Uninsured
Despite the fact that nearly all states require auto insurance, nearly one in eight U.S. drivers doesn't carry it, according to the Insurance Research Council. The percentage of uninsured drivers ranges from 4.5% to 26.7% across the U.S. States with the highest percentages include Florida, Mississippi, New Mexico, Michigan and Tennessee, which all report more than 20% of drivers go without insurance.
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The Scope of Identity Theft and Cybercrime
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According to 2018 Identity Fraud: Fraud Enters a New Era of Complexity from Javelin Strategy & Research, in 2017, there were 16.7 million victims of identity fraud, a record high that followed a previous record the year before. Criminals are engaging in complex identity fraud schemes that are leaving record numbers of victims in their wake. The amount stolen hit $16.8 billion last year as 30 percent of U.S. consumers were notified of a data breach last year, an increase of 12 percent from 2016. For the first time, more Social Security numbers were exposed than credit card numbers.
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Auto Theft - Facts and Stats
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About $5.9 billion was lost to motor vehicle theft in 2016, according to the FBI’s Uniform Crime Report. The average dollar loss per theft was $7,680. Motor vehicles were stolen at a rate of 236.9 per 100,000 people in 2016, up 6.6 percent from 2015.
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Rented Property - Smart Risk Management
Many people own property that they lease to tenants on a regular basis. Other individuals occasionally lease their homes for special events, like the Masters Golf Tournament. In each case, proper risk management techniques are needed to safeguard the landlord's interest. The following are some risk management tips if you own property that is rented on a continuous basis.
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Does UM Coverage Apply to a Gunshot Death?
On January 4, 2014, Timothy Austin Davison was driving to Maine in his father’s sport utility vehicle. While he was on Interstate 81 in Maryland, an assailant driving a pickup truck began pursuing Davison and fired shots at his vehicle. The two vehicles crossed the state line into Pennsylvania, and the assailant rammed his truck into the SUV, pushing it off the road onto the median. The assailant then reversed direction and approached Davison from the southbound side of the highway. The assailant pulled up next to Davison’s SUV in the median and from his truck fired multiple shots at Davison and drove away. Davison died of the gunshot wounds.
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When asked what insurance does, most people are likely to say that it provides protection against financial aspects of a premature death, injury, loss of property, loss of earning power, legal liability or other unexpected expenses. All that is true. However, the industry’s contribution to the economy goes much further.
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Furnishing MVR's - Is it Legal
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When a commercial lines client requests an agency to run an MVR on a new employee in conjunction with adding him/her as a driver to the Business Auto Policy (BAP), the agency may be able to do so without the written permission of the employee but....
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Save Your Clients Money - OIA's Group WC Program
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If you represent commercial clients or are interested in expanding into that market but don't know how to get your foot in the door, then OIA's Workers' Compensation Group Rating Program can provide you with one of the insurance industry's most powerful sales tools
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Support Our Company Members
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