Creating opportunities for people to live, work, & thrive on the Lower Cape
Tools to Help Small Business

Guidance for businesses with PPP loan and employees who do not want to come back to work.
The SBA has provided guidance in their most recent questions added to their Q&A page regarding employees refusal to return to work because they are making more on Unemployment due to the PUA. Here is an article from the Journal Of Accountancy based on the SBA and Treasury guidance.


Do you need a printer? We have a business who has donated an HP Printer with Ink to a local business in need. If you would like to take this printer for your business use, please contact Pam.


I received my PPP loan, now what? How do I qualify for forgiveness? Develop a record keeping process to identify what expenses the funds were used to cover. The loan is intended to pay for payroll, rent, mortgage interest and utilities. How are you tracking these expenses? This Article from AIM HR has a nice Q&A section. For Sole Proprietors with no employees see Bench Article, with employees see CainWaters Article regarding forgiveness.

Employee Retention Tax Credit Were you unable to get a PPP loan? Was your business partially or fully shut down due to the pandemic? Follow the above link for more information or talk with your accountant.

Cape Light Compact's Energy Efficiency Program has increased their program incentive. It can be as high as 100% for small businesses. The enhanced incentive will be available for customers who sign an installation contract by August 31st, and have equipment installed by December 31st, 2020. This offer also applies to customers who have already had energy saving opportunities identified but not yet installed. Schedule an energy audit today.


Marketing Workshops:
  • Shopify - Dative Web Designers is offering a workshop to show you how to get your business up and running quickly on shopify. (May 20th)
  • CCB Media is offering 2 marketing workshops on Google Analytics (May 21) and Mobile Marketing (May 28th)
  • Instagram 101 for Business offered by Harbor one Bank (May 15th).
  • Constant Contact has a variety of Marketing Webinars at no cost.

Other Organizations Offering Workshops and Trainings:

Reopening Resources

With the stay at home advisory coming to an end soon, now is the time to start planning the seasonal opening or re-opening of your business. Here are some national associations that are offering checklists and guidance to help. If you know of an industry specific association providing reopening resources that is not listed here, let us know and we will add it to the list.

In addition to the guidelines that are going to be issued from the State, we expect Barnstable County and individual towns to be providing some guidance as well.

Most of the association guidance include policies and procedures for that industry. Your business is more than just those processes, it is people (employees and customers) and cash flow. SCORE's Reopening Tool Kit covers: cash flow, marketing and communication.

Massachusetts Reopening 4 Phases with more information coming.



Industry Specific Guidance

  • Back to Work Safely - US Chamber working with multiple industries includes links to those industries resources and guidance. Including Home Service Providers, Construction, General Office, Gym & Workout Facilities, Hair & Nail Salons, Retail, Restaurant, and Rideshare/Taxi/Limo services. Also includes links to industry specific organizations.
  • American Hotel & Lodging Association - Enhanced Hotel Cleaning Standards.
  • Store Operations Council of Kathy Hoka and Associates has a Guide to Reopening.

Upcoming Workshops and Conversations around Reopening


If you need help with putting together a re-opening plan for your individual business the following organizations can help you work through that process:


Small Business Administration's
Loan Resources

The SBA has updated their website with programs for small business. You can visit the SBA Coronavirus Relief website for details about all the programs. The SBA suggests you investigate these options for your business.

The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. This loan is through a local bank or SBA lender. Start with the bank that you currently do business with. SBA Lenders. Apply Now through your bank .
If you need help finding a bank to take your application or need help with your application, contact Pam

SBA Debt Relief provides a mechanism for the SBA to pay the principal, interest, and fees on certain existing SBA loans.

U.S. Small Business Administration, SCORE, Women Business Centers, SBDC and Coastal Community Capital are available to help small businesses with the loan application process.

Community Development Partnership | www.capecdp.org | Eastham, MA 02642
This institution is an equal opportunity provider and employer.