June 2018
Bank On Hampton Roads Newsletter
Make the Most of Your Money
City of Norfolk Spring Career Fair


The city of Norfolk will be having a Spring Career Fair. The event is free and there will be more than 50 business there! To register for the event click the link below. 


Event details:
Thursday, June 7th
10AM-1PM
Norfolk Workforce Development Center
201 E. Little Creek Rd.
July Bank On Graduation 
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Bank On will be having a graduation in July for participants who began the class in September of 2017. Congratulations to all of the individuals who made the commitment to financial empowerment! We would love to have you join us to help celebrate the accomplishments of the graduates. Expect a save the date with more details to come soon!
Schedule
June CLASS SCHEDULE

Crisis Mode:
Faith World Ministries
6235 Azalea Garden Rd.
6/14/18 6:30 pm

Mary D. Pretlow Library Anchor Branch
111 W. Ocean View Ave.
6/16/18 10:00 am

Portsmouth Department of Social Services 
1701 High St. 
6/18/18 6:30 pm

Virginia Beach Public Library
4100 Virginia Beach Boulevard 
6/20/18 6:00 pm

Seatack Recreation Center 
141 S. Birdneck Rd. 
6/26/18 6:30 pm


Credit Basics:
New Jerusalem COGIC
118 Bishop Thoroughgood Ave
6/9/18 9:30 am

TCC Portsmouth
120 Campus D r.
6/11/18 6:30 pm

Norfolk Fitness and Wellness Ctr
7300 Newport Ave #100
6/19 /18 6:00 pm

Bow Creek Rec Center
3427 Club House Rd.
6/21/18 6:30 pm

Foodbank of Southeastern VA
800 Tidewater Dr.
6/25/18 6:30 pm

TCC Virginia Beach Joint Use Library
1700 College Cres.
6/28/18 6:00 pm


Next Steps:
Williams Farm Rec Center
5252 Learning Circle
6/5/18 6:30 pm

Southside Aquatics Center
1750 Campostella Rd.
6/6/18 6:00 pm

TCC Portsmouth
120 Campus Dr.
6/12/18 6:30 pm

Virginia Beach Human Services
3432 Virginia Beach Blvd
6/14/18 6:30 pm

Oceanfront Library
700 Virginia Beach Blvd
6/16/18 1:00 pm

Norfolk Social Services
741 Monticello Ave. #106
6/18/18 12:00 pm

Check out our Calendar
September Classes
Bank On is excited to announce the addition of The City of Chesapeake to its class locations for September.  The schedule of classes for September is below:


Major Hillard Library
824 Old George Washington Hwy
Chesapeake
2nd Saturday 10:30 am 9/8/18

Norfolk Emergency Services Dept.
3661 E. Virginia Beach Blvd.
Norfolk
2nd Tuesday 6:30 pm  9/11/18

Workforce Development
201 E Little Creek Rd. Room 202 & 204
Norfolk
3rd Thursday 6:00 pm 9/20/18

The Braun Agency
4664 South Blvd
Virginia Beach 
1st Tuesday 6:30 pm 9/4/18

Oceanfront Library
700 Virginia Beach Blvd
Virginia Beach
3rd Saturday 1:00 pm  9/15/18
Buy a Home!
Is home ownership one of your goals?  
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VHDA offers free home ownership classes each month.  Prepare yourself for all the details of the home buying process and understand the risks and rewards of owning your own home.  

LifeCents


Free Online Learning
Take your financial assessment and get a free financial courses customized for your interests and needs.  With LifeCents you can come back again and again to grow your knowledge and skills!
More Information
 
Credit Score Quiz
How much do you know about credit scores?  Take the credit score quiz to test your knowledge!




 
Save Your Refund
Launching your savings plan could not be easier than saving your tax refund to win $100!

Saveyourrefund.org offers 100 chances to win $100.  The earlier you file the greater your chances of winning!  All you need to do is split your refund between your savings and checking accounts and enter!  Easy peasy! 

What could you do with an extra $100?  This could be your chance to both saves AND win!

Join Our Mailing List
 


DECLARE YOUR INDEPENDENCE!
Bank On Hampton Roads wants to help you take control of your finances. Attend this event to  identify where your money goes, track personal spending, find everyday ways to save and develop a personal plan that will allow you to take control of your dollars.  Workshops will provide steps you can take to create a budget and effectively save your money.   The Declare your Independence workshop will take place on July 19th at Meyera E. Oberndorf Central Library from 6pm-9pm.  Register today!   Declare Your Independence
 

 
NEED HELP? 
If you are a Bank On participant and need assistance to find a coach or to match a class with your schedule, give us a call!  We are here for you. Send us an email at [email protected] or Call Lori Irwin at 757-943-9652.

FOLLOW US NOW:

Bank On Twitter: @Bank_on 

Virginia Saves Twitter: @_VASaver_ 
Get Your Recent College Graduate in Financial Shape
Do you have a recent college graduate returning home this summer? If so, your adult child may need a reality check about money management. The next step after walking across that stage is full on adulthood, and it's important to understand the financial basics. The article linked below has recommendations  on how you can support your adult child in developing good financial habits.
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*Article provided by americasaves.org

Five Ways to Make the Most of Your Money
Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five. Keep these five principles in mind as you make day-to-day decisions and plan your financial goals.
              



*Article provided by mymoney.gov   
Student Loan Debt 101
If you're a recent college graduate that borrowed student loans, you might be starting to realize what you signed up for. Nearly three-quarters of students graduate with student loan debt. If you're one of them, it's important to include your loan debt repayment in your financial planning. 


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*Article provided by americasaves.org
Protect Your Money While Traveling
With the arrival of summer, many people will be traveling. The point of vacations is to rest and recharge, but financial surprises can disrupt your fun. To reduce potential stressors, here are ten travel tips courtesy of Better Money Habits to help you plan ahead. 
 

*Article provided by americasaves.org  
How to Handle a Missed Bill Payment
When you go through a period of financial difficulty, your bill-paying problems - specifically, payments made late or missed altogether - will show up on your credit record and hurt your credit rating.
As soon as you miss a payment or know that you're going to miss one, call your lender. Doing so may help minimize the damage to your credit rating and can help avoid collection calls.
 
         

*Article provided by smartaboutmoney.org
Art of Debt Management
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Free workshop, 1st and 3rd Wednesday of each month.
Learn about basic financial planning, building a spending plan, understanding your credit report and options for getting out of debt.

Class hosted by The UpCenter at 222 W. 19th St., Norfolk, VA.  To register or for more information contact Erica Ramjohn at 757-965-8640.
Bank On in Hampton Roads is dedicated to equipping citizens with resources and skills to strengthen their financial condition.  We are here for you.  Give us a call 757-943-9652.
  
Sincerely,
  

Lori Irwin
Bank On Hampton Roads