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FROM:
Bonnie Cox, LWVIL President
Hilary Denk, LWVIL Issues Chair
Janet Craft and Margaret O'Hara Healthcare Issues Specialists
RE: HB2624 SA3 Short-Term Limited Duration Health Insurance Act
ACTION NEEDED:
Call your Representative and ask them to Vote in support of HB2624 SA3 Short-Term Limited Duration Health Insurance Act. Also please file a witness slip in favor of HB2624 SA3 with the House Insurance Health and Life Committee that meets on Tuesday 5/29 at 3:30pm. This bill passed the Senate on May 25 with a
bipartisan unanimous vote
. Now it is vital this bill, so important to consumers, passes the House in the few days left of the session. The purpose of this bill is to regulate short term limited duration health plans. This will be accomplished by establishing a maximum coverage of 181 days in any given year. Will also require clearly written disclosures on all sales and marketing materials for these plans.
To file a witness slip:
WHY IT MATTERS:
There are proposed rules from HHS which would greatly expand the coverage period of short term plans from 90 days to 364 days. Short term plans are not regulated by the ACA or the IL insurance code. They can discriminate against people with pre-existing conditions, they regularly rescind coverage when people become sick, and they are not required to cover any of the 10 essential health benefits. These plans are very confusing for consumers and an expansion in enrollment into short term plans could severely destabilize the individual marketplaces. There are signs nationally and here in Illinois, that those who sell these plans are gearing up to expand their markets
.
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