This is an important video, I talk about "house stealing" which is bad actors faking your deed and encumbering debt in your name. In the video I talk about how it works, and what you can do to prevent it , and what you should be doing on a regular basis to ensure this hasn't happened to you. Here is a link to a recent article, and you can view a 2nd one by clicking on the picture.

According to a recent article done by USA Today which compares all 50 states for retirement, Oregon comes in quite favorably at the 37th least expensive state to retire in. The entire article which you can FIND HERE talks about the cost of living, and life expectancy in determining where the states place on the list. Not surprisingly, Arkansas and Mississippi come in at the least expensive place to retire with the cost of living at about 14% less than the national average, resulting with your needing $885,000 to retire comfortably at 65 years old. The article also assumes the average American will live some 19.4 years past 65, resulting in an average of about $1,000,000 needed for most. In Oregon, our average cost of living is, well... average and while our home ownership costs are higher the needed funds are $1,153,081. Of course, New York, Hawaii and California round out the most expensive.

I for one will be glad to be rid of 2020 and look forward to 2021. 2021 promises low interest rates continuing, which allows our many clients to look again at refinancing and lowering payments saving in many cases over $100,000 in interest over the years. As of this writing, new purchase loans are hovering just above and below 2.25% If interested, I'd be happy to refer you to one of our long time lender partners. It costs you nothing nor do we receive any benefits from referring you. Caity and I wish you and yours a Happy New Year!

Thanks for checking out this newsletter, and thanks for supporting our real estate team for all these years. Many of you have reached out to me to talk about your real estate concerns. I love catching up with my clients and welcome your calls. Stay safe , ROB LEVY and CAITY ABOUAF