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April 2019
Greetings!
 
Welcome to April! Once again, misconceptions rule our writing for the month. In this month’s featured blog post, we talk about the truth when it comes to mortgages after (and DURING) bankruptcy. Spoiler alert, you don’t have to wait 10 years!
 
A great article came out yesterday from Nerd Wallet about credit basics and what you should know about credit and credit scores. Check it out below. We’ve also linked to a guest blog post Jen wrote about debt, credit, and job searches.
 
Finally, in our featured video, I am talking about a problem we see every day with our clients. Debt settlement companies, what they don’t tell you, and often what happens when creditor start suing you.
 
Thank you for reading and please feel free to forward our newsletter to any friends, colleagues, or family members who may be interested in learning more about debt and credit.
 
Happy Tax Day!
FEATURED BLOG POSTS
DON'T I HAVE TO WAIT 10 YEARS TO GET A MORTGAGE AFTER BANKRUPTCY?

As many of you know, I often write blog posts based on things that have happened during the week, questions I get while I am speaking to various groups, or bad information I read online. This week, mortgages came up several times, so I figured that was my sign to talk about mortgages and bankruptcy. 

The common misconception out there is that you have to wait   -- ( read more ).
LOOKING FOR A JOB IS STRESSFUL ENOUGH, WHAT ABOUT MY CREDIT SCORE?
by Jen Lee

When you are looking for a new job, one of most the stressful things that can come up is how your debt and credit may affect your ability to get hired for a particular position. I often hear from clients that they are afraid that they will never get hired because of debt and credit problems. -- ( read more ).
CREDIT BASICS YOU NEED TO KNOW
by Nerd Wallet
Getting your credit score nowadays is easy — just turn to your bank, credit card issuer or one of the many apps and websites out there.

That means millennials, unlike their parents, have the advantage of early insight into their financial profiles. But looking at them isn’t enough. Without knowing the basics of credit, just scanning your data are like having the pieces to a puzzle, but not understanding how they fit together.

Here’s what to know--( read more ).
VIDEO OF THE MONTH
Breaking Down Debt Settlement Companies
and Lawsuits
The ads are effective and prey on those that don't know their options. Make sure you understand what is going on when you work with a debt settlement company.
A caring approach to debt and credit strategy.
SERVICES
SPEAKING ENGAGEMENTS
April 23, 2019
The Elephant in the Room: How Financial Stress is Destroying Productivity, Relationships, and Health
Rotary Danville/
Sycamore Valley

April 24, 2019
Stolen! What to Do When Identity Theft Happens to You
Rotary Club of
Los Gatos Morning

April 24, 2019
Stolen! What to Do When Identity Theft Happens to You
SIR Branch 76
Santa Rosa

April 25, 2019
Stolen! What to Do When Identity Theft Happens to You
Rotary Club of
Napa Sunrise

May 1, 2019
Stolen! What to Do When Identity Theft Happens to You
SIR Branch 4

May 10, 2019
Stolen! What to Do When Identity Theft Happens to You
Rotary Club of
Pleasanton North

To schedule a speaking engagement with Jen,


This is just a basic overview and is not legal advice specific to your situation. If you have questions about your rights when it comes to debt and credit, you should speak with an attorney in your area for legal advice. If you live in California or North Dakota and would like to speak with Jen Lee Law regarding your situation, please schedule an appointment on our scheduling site .