What you will find in this issue:
  • Weekly Update: A Losing Week but a Winning Quarter
  • Article of the Week: Experts Say You Should Withdraw This Much From Your Retirement Savings
  • Financial News ((Podcast)): The Retirement Pyramid
  • July Lunch & Learn: You Voted and below is the Winning topic!
  • KCFA Client Survey & Drawing: ((Link Below))
  • Around the Office: 🎆 We hope you had a Happy Fourth of July 🎆
  • Weekly Quote, Tip, Riddle and Recipe
Weekly Financial News
This week's headlines

  • Income and spending rise, along with core inflation
  • Consumer confidence gauges show June declines
  • New home sales jump 6.7%
  • A losing week, but a winning quarter
Experts Say You Should Withdraw This Much From Your Retirement Savings
It's a deviation from the classic 4% rule, which has some serious problems.

Deciding how much to withdraw from retirement investment accounts can be really confusing. You neither want to withdraw too much too soon -- leaving you broke in your later years -- nor do you want to withdraw too little and struggle financially because of it. 

The good news is, there are proven approaches to deciding how much money to take out of your accounts. The bad news is, some of the "rules" people use to calculate withdrawals could actually put them at serious risk of running out of cash.

Financial Straight Talk with David Dickens
What is risk aversion, and does it affect you? Find out what David has to say. We'll also cover the tax consequences of your investments and climb the retirement pyramid.

July's Lunch & Learn Topic:
🏆 The Winner of July's Lunch and Learn Topic is:

Managing Money Well as a Couple
w/Dave Cox
Tuesday, July 17th
11:30 - 12:30 pm
KC Financial Advisors Conference Room

RSVP with Elizabeth Goodwin at 913-317-1414

**We have already registered people from our survey & the availability may change quickly.
Client Survey & Drawing
Starting Today!

Are you a KCFA client?

We love serving you and your family’s financial needs. And we know a lot about your investment needs/likes/dislikes, but less about your personal likes/dislikes. To help round out our picture of you, please complete our short survey for a chance to WIN $100 to one of your favorites!


Thank you! We appreciate the opportunity to get to know you better!

Details: Over the next few months, we will be collecting the client surveys and you will be entered into our drawing for a $100 gift card to one of YOUR favorite(s). We are going to draw ONE monthly winner starting August 3rd. *Final surveys must be completed and turned in by Friday, September 28th. And our last monthly winner will be notified Monday, October 1st.

Around the Office:
Happy Fourth of July
Let us think of something we can do for our nation to make it a place of wealth, peace, and happiness. Here’s wishing you and your family a safe and happy Independence Day.

Your Friends and Team -
Dave & Linda Dickens, Dave Cox, Melody Collins, Mary Whitchurch, and Elizabeth Goodwin
Weekly Quote, Tip, Riddle & Recipe
 
  Q U O T E  O F  T H E  W E E K
“Age is mind over matter . If you don't mind, it doesn't matter.”
SATCHEL PAIGE

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T I P  O F  T H E  W E E K

Are you concerned about your elderly parent’s ability to manage financial matters? Consider accompanying your mom or dad when they meet with their financial professional or CPA. You may gain some insight. 
       
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T H E  W E E K L Y  R I D D L E
You see them every day, but never together. They appear everywhere, but never at the same time. What are they?

LAST WEEK’S RIDDLE: You have three coins that add up to $0.31. Two of them are not quarters. What kind of coins do you have?

ANSWER: A penny, a nickel, and a quarter.

Recipe of the week! 


Mexican Chopped Salad with Zesty
Hummus Dressing

Do you have a friend or colleague that could benefit from KC Financial Advisors services? 
 
If you know someone who:

  • Would like a second opinion.
  • Doesn't have an income plan.
  • Recent job change - Needs help rolling over 401K
  • Organizing your orphaned 401K's.
  • Is recently widowed or divorced.
  • Still has the same portfolio they did in 2008, but are hoping to find a different result this time.
  • Is looking to reduce their taxes.

Please provide us their contact information or give them our name.

We truly appreciate the opportunity to serve you & those who are important to you! 
Office Information
KC Financial Advisors
Located in Corporate Woods
10975 Grandview Dr. , Ste. 190, 
Overland Park, KS 66210
(913) 317-1414
      
Disclosures:
Disclosure: Dickens Law and KC Financial Advisors are two separate companies, although they share office space. When Dickens Law renders services or gives advice, it does so only on behalf of the Law Firm, and not on behalf of the Financial Firm. Likewise, when KC Financial Advisors renders services or gives advice, it does so only on behalf of the Financial Firm, and not on behalf of Dickens Law, LLC.

Investment Advisory Services are offered through Brookstone Capital Management, LLC, an SEC Registered Investment Advisor. KC Financial Advisors and Brookstone Capital Management LLC are separate companies. These views should not be construed as investment advice. Neither Brookstone Capital Management LLC nor any named representative gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.

Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Additionally, the recently enacted Department of Labor (DOL) Fiduciary Rule imposes a fiduciary duty upon advice given to any retirement account, including qualified insurance annuity products. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.

The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), should not be construed as an endorsement of the wealth manager by Crescendo Business Services or any client. The award methodology does not evaluate the quality of services provided. The award is not indicative of the award winners future performance. For more information on the Five Star Award and the research/selection methodology, go to: www.fivestarprofessional.com/wmresearch .