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Valuable information for our Members and the Community!
MCCU branches will be closed in observance of the following holidays:

  • Memorial Day - Monday, May 27
  • Independence Day - Thursday, July 4

Click here for a complete list of 2019 holiday branch closures.
3 women sitting in office on their cell phones
Download our
 New Mobile App!

We are excited to roll out our new new mobile banking app! The new app is now available in the App Store and Google Play.

Not only does the app have a new, sharp look, you'll be able to:

  • Easily switch between your MCCU accounts
  • Pay bills and add new payees
  • Apply for a loan
  • Find one of our 5,000 Shared Branches or 30,000 no-fee ATMs while on the go
  • Block your ATM/Debit Card in the event it's lost or stolen
  • Customize what you see when you log in
  • And more!

The new app loads lightening fast and is so easy to use. You need to be enrolled in online banking before you can log in. You can even enroll on your phone at matadors.org.

If you're already using our current app, be sure to delete it once you've installed the new app. Your login information will be the same, but you'll need to set up Touch/Fingerprint ID if you use this feature.

Download the new mobile banking app today!
man holding and looking at 3 credit cards
When Debt Consolidation Can Be a Good Move

If you are burdened with unsecured debt, now is a good time to consider consolidating what you owe into a fixed-rate loan or at least one with a lower cost.
 
Tools for consolidating
As the economy strengthens, demand for credit is likely to increase, pushing interest rates higher on debt with rates that can vary depending on market conditions as opposed to fixed-rate loans. So it’s a good idea to prepare for this situation now by reducing or eliminating as much of your rate-sensitive debt as possible, using a new, lower-cost loan to wipe out those with higher costs. Here are a few ways to start this process:

  • Get organized. Sort out what you owe by whether the debt is subject to rates that can change or will remain fixed.

  • Apply for a MCCU Visa® Platinum Card. MCCU's Visa® Platinum Card offers an amazingly low intro rate, plus no annual fee! When you transfer higher rate balances to this card, you'll be able to pay down the balance faster. 


How Should I Use My Tax Refund?

If you're getting a tax refund this year, or if you've already gotten yours, how will you spend it? Or will you save it? We've got some useful ideas on what to do with that money!

Pay down debt
Consider earmarking 20% or more of your windfall toward paying down high-interest debt you may be carrying. You’ll save a ton on interest and you’ll be finished with this debt sooner than you’d planned.

Start saving or investing
Take $1,000 out of your refund and use it to start a  savings account . You can set up an automatic transfer from your checking account each month to help it grow, even if you can only afford as little as $10.

Invest in yourself
Advance your career and increase your earning power by using your tax refund to pay for a work-related conference, additional training in your field, or for learning an entirely new skill.

Reward yourself
It’s OK to celebrate with one or two bigger purchases you’ve been eyeing throughout the year.

Donate to charitable causes
The bonus cash in your pocket gives you the opportunity to give back to the community in ways you might not be able to afford throughout the year.
Top 5 Fuel Economy Tips

The days of dollar-a-gallon gasoline are long gone. Today, we wind up spending $50 to $80 every time we stop to fill up our gas tanks.

Considering the average commuter fills up once a week, we spend a staggering $3,240.00 a year just on gas for our cars !

For those who are not prepared to drop a better part of a $100,000 on a Tesla Model S, we compiled five fuel-saving tips that help you save some money regardless of whether you are driving a Hybrid or V8-powered gas-guzzling monster.

1. Proper Tire Inflation
Have you ever walked on sand or in deep snow? Do you notice how much tougher it is to walk on soft, uneven surfaces, and how much more energy you expend? The same concept applies to your tires. Underinflated tires create a softer and larger contact area with the asphalt, making it harder for your vehicle to spin the wheels in order to get up to speed. The harder it is for your car to spin the wheels, the more energy it will expend in doing so, burning more gas.