Insuring the Children, the charity supported by the Insurance industry, is holding its annual "Have A Heart Fund Raiser" on Thursday, April 11, 2019 at the Cooper Creek Event Center from 5:30 PM to 9:00 PM. We would like to invite you to this fun and meaningful event. The evening includes a silent auction, dinner and a presentation from some of the area's leading experts on child abuse.
Read more
Ohio's New Cybersecurity Reporting Requirements
Ohio’s version of the NAIC Cybersecurity Model Act is now effective as of March 20, 2019. These provisions were included in SB 273 which was passed and signed in December 2018. Permanent guideline are in process of being developed by the Ohio Department of Insurance. Read more
"Reading the Policy" Means Reading Every Word
Every insurance professional has had experience with small policy language changes that have big effects (usually negative) on coverage. Sometimes it's a single word—added, deleted, or altered—that fundamentally changes the way a policy will respond to a given loss exposure, and those language differences are obviously the hardest to deal with, or even to find.
Read more
Insurance agents are salespeople. They sell people the insurance required by the person seeking insurance in accordance with the order placed by the person seeking insurance. Only when, for consideration, the agent takes on an additional obligation to determine the insurance needs of the insured is the agent obligated to do more than fulfill an order. If the agent takes on a fiduciary obligation, then the obligation is great.
Read more
Case of the Month
In UIM dispute, sauce for the goose is sauce for the gander
Jody and Kevin Streff were insured under a motor vehicle liability policy with State Farm Mutual Automobile Insurance Company and an umbrella policy with State Farm Fire and Casualty Company. Both policies provided underinsured motorists coverage, and both excluded coverage for accidents caused by government vehicles. Read more
Ohio Insurance Institutes Insurance Fact Packs
The Ohio Insurance Insititue offers free "Consumer Fact Pack" brochures for information about insurance topics. They also offer other resources for teachers, teens, speakers, and on insurance careers.
Read more
If you represent commercial clients or are interested in expanding into that market but don't know how to get your foot in the door, then OIA's Workers' Compensation Group Rating Program can provide you with one of the insurance industry's most powerful sales tools. Read More
