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DECEMBER 2020
MONEY MOMENT
As we wind down a difficult year, we are getting ready for Christmas and that means fabulous smells coming from the kitchen! Financial educator and CEO of ServU Credit Union Nancy Williamson has a few tricks up her sleeve to help you make your baked goods become something that your family begs for!! These recipes are our Christmas gift to you! Enjoy.
Here's how to make your recipes pop!
Watch out for scams this time of year!
Scammer’s are not taking a holiday – they are out there in full force. It’s important to be aware of the latest ploys to gain your information and to gain money using your identity.
Monthly online financial class
coming in 2021

Cornell Cooperative Extension of Steuben County is going to be offering the Roadmap to Financial Success series to the public beginning in January.

It will be a monthly financial session each month, held online, covering such topics as paperwork management, preparing for taxes, investments, insurances, retirement, legal documents, budgets and more.

Each month will provide details via video, newsletters and checklists. You will be able to work through the items at your own pace for a small charge per month. Watch this newsletter next month for final details!
Master Money Mentors now available to the public
Cornell Cooperative Extension of Steuben County has a new financial program that can lend a helping hand with your financial challenges. They have trained Master Money Mentors ready to work with you one-on-one either in person, via zoom, or by telephone. The program is free to the public.
 
Maybe you've tried everything, but still can't pay your bills on time, or maybe you’ve experienced a job loss, illness, or divorce. Maybe you feel like your life is spinning out of control from overuse of credit. Whatever the reason for your financial concerns, it might be time to speak to a Master Money Mentor to help you put together a plan to pay off your debt and make positive financial decisions. 
Watch where you click...
If you’re spending some of your hard-earned money online, make sure you know where it’s going. Because it’s pretty easy for scammers to put up a fake website that looks a lot like a real one. A scam website may show up in your search results, or scammers may send you a phishing email that looks like it came from a company you trust, but actually takes you to a rip-off site. They’ll be happy to take your money and leave you with nothing. So:

  • Instead of clicking on a link, say in an email, type in the store’s URL yourself, so you know where you’re headed.
  • Only pay on sites with URLs that starts with https. That means your transaction is encrypted…but scammers know how to encrypt, too. So don’t believe that a site is the real deal just because the site uses encryption.
  • Pay by credit card. It gives you way more protections if something goes wrong.
  • Check out more about how to shop safely online.

And if you spot a scammy site or you don’t get what you ordered, tell the FTC at ReportFraud.ftc.gov
Sign up for the 2021 Conference!
The 7th annual Southern Tier Women's Financial Conference scheduled for September 26, 2020 at the Corning Country Club in Corning, NY has been postponed. The event has been rescheduled to October 23, 2021 when it will again be a great way to join other women as we learn how to improve our mind, body, and checkbook!

The Southern Tier Women’s Financial Conference is coordinated by Amy Irvine CFP®, EA, MPAS℠, Rooted Planning Group; Nancy Williamson, CEO, ServU Credit Union; and Nancy Reigelsperger, Cornell Cooperative Extension of Steuben County, Financial Educator.
Thank you to our amazing conference sponsors:
Connect with us
Southern Tier Women's Financial Conference
607.664.2573