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| Love, Marriage and Money: A Triangular Tryst |
Ah, spring is in the air, to be swiftly followed by the usual flurry of June weddings. Cake, venue, invites, rings ... so many details to determine, dreams to fulfill, photos to be shared on social media.
Have you and your betrothed talked about the money?
Already married and feel you should have better conversations about money?
For richer or for poorer, marriage and money matters go hand in hand. When you sign a marriage license, you're not only promising to have and to hold, you're agreeing to one of the biggest, broadest financial commitments you'll ever make. And yet, seeing eye to eye on finances is often easier said than done. As a couple, you each bring your own financial personality to the partnership. You've each got ingrained scripts that took years to develop, based on individual triggers, habits and lessons learned.
It's no wonder solid conversations and an understanding of each other's financial hopes and realties are essential to a successful marriage. Whether you're newly engaged, newlyweds, or nearing your silver anniversary, that calls for open lines of communication and shared financial practices you can agree to, or at least compromise on. Sorting through one another's strengths and weaknesses usually takes plenty of time, tolerance and, above all, candid conversations.
To help with that, we have a wedding gift to offer: our
Cogent Couple "Money Talk" Topics.
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Options for Charitable Giving Under New Tax Laws
No matter how the 2017 Tax Cuts and Jobs Act (TCJA) may alter your tax planning, we'd like to believe one thing will remain the same: With or without a tax write-off, many Americans will still want to give generously to the charities of their choice. After all, financial incentives aren't usually your main motivation for giving. We give to support the causes we cherish. We give because we're grateful for the good fortune we've enjoyed. We give because it elevates us too. Good giving feels great - for donor and recipient alike.
That said, a tax break can feel good too, and it may help you give more than you otherwise could. Enter the donor-advised fund (DAF) as a potential tool for continuing to give meaningfully and tax-efficiently under the new tax law.
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Join Us for Our Next Event
Women-Only
Tuesday, April 17th 5pm
We still have space available
RSVP by 2pm Monday
Harnessing the
Power
of Your Purse:
Bringing Calm, Confidence and Clarity to
Your
Gain Insight on Personal Benefits of Understanding Your Finances
In this lively presentation you will learn about the major strides women are making as centers of economic influence. You'll learn techniques for more effectively managing your cash flow via a concept called joy-based spending. You'll discover the surprisingly influential difference between "driving in the right lane vs left lane" when it comes to your investments.
Tuesday, April 17th 5pm - 6pm
Cogent Offices/Willis Tower
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Ready to Address Challenges in Your Financial Life?
Looking to gain visibility into your future?
Need a method to capture your stellar earnings?
Need a path to build durable wealth to accomplish all that is important to you?
Let's have a Cogent Conversation®
when we will hear what you have to say and offer an objective second opinion on where you stand today and whether you're on track toward your personal financial goals. Click the button below to get started or just give us a call.
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Contact Us Today
The best way to achieve
tomorrow's goals is to get started on them
today.
Call Kelly at 312-382-8388 x2
2016 ©Cogent Advisor LLC. The information and opinions contained in this newsletter are for informational purposes only and they are not intended to serve as specific financial, legal, accounting or tax advice.
Because every situation is unique and fact-specific, you should consult a professional who can thoroughly review and analyze all aspects of your particular situation before making any decision or taking action.
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