Equity Wave Lending_ Inc.
Equity Wave Lending, Inc.  |  2355 Main Street, Ste 230, Irvine, CA 92614
Phone: (949) 252-0025  |  Fax: (949) 252-0525
www.equitywavelending.com

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Available Trust Deeds - May 28, 2019

  
 
Here is our current list of available trust deeds.
 
If you like a trust deed, and wish to see more, simply click the link at the bottom of each Trust Deed to request it. Please remember the rates posted for each TD are not the "note rate" but the "net rate" to you after the our servicing spread is collected.
   
We have your needs covered: 
✔ Fractional portions available
✔ Over 25 years experience
✔ Over 100 years combined underwriting experience
✔ Competitive servicing program tailored to your needs
✔ ACH direct deposit
✔ Online portal access
✔ Self-directed IRAs OK
✔ Active Department of Business Oversight license
✔ Active California Bureau of Real Estate license
✔ A+ broker license CALBRE record since 1989
✔ Active California Mortgage Association Member
✔ E and O insurance
✔ Fidelity insurance
  




*Please note EWL will be posting the newsletter on 
Tuesdays and Thursdays.*
    
 
 
We look forward to serving you on your next transaction. 
Much success,

Jack Suddarth
CA BRE #01890464
NMLS #764860
 
Phone: (949) 252-0025, ext. 102 
or           (800) 897-3863
 
or        [email protected] 
or        [email protected] 
 
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1st TD
Loan Amount: $1,787,500
LTV: 65% 
Location: Santa Ana, CA 92705
Property Type: SFR
Investor Net Yield: 10 %
Terms: 40/2
Appraised Value: $2,750,000
Owner Occupied: No
     
Specifics:
Stunning conventional style home with remodeled kitchen and bath and panoramic views located near Irvine Regional Park and Tustin Ranch Golf Club.  Funds are being used to complete construction. Fico 744.  5 Bed/ 5 Bath, 6,040 sqft. dwelling, 25,195 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
2nd TD
Loan Amount: $300,000
CLTV: 58% 
Location: Dana Point, CA 62624
Property Type: SFR
Investor Net Yield: 11 %
Terms: 5yr I/O
Appraised Value: $1,100,000
1st TD: $334,169
Owner Occupied: Yes
     
Specifics:
Charming traditional style home with two of the three bedrooms with French doors opening out to the balcony located a nice bike ride to the ocean. Funds are being used for business purpose. Fico 529. 3 Bed/ 3 Bath, 1,970 sqft. dwelling, 7,800 sqft. lot size. This loan has a 12 month prepayment penalty. 



      
 
    
1st TD
Loan Amount: $766,000
LTV: 68% 
Location: Rancho Cucamonga, CA 91739
Property Type: SFR
Investor Net Yield: 10 .25%
Terms: 40/3
Appraised Value: $1,120,000
Owner Occupied: Yes
     
Specifics:
Beautiful contemporary style home on a large lot with remodeled kitchen and bath located within a few miles of Mt. Baldy Resort, Glen Helen Regional Park, and California State University, San Bernardino. Funds are being used to payoff existing business purpose loan.  Fico 660. 5 Bed/ 4 Bath, 3,834 sqft. dwelling, 25,524 sqft. lot size. This loan has a 6 month prepayment penalty. 



   
 
    
2nd TD
Loan Amount: $86,500
CLTV: 65% 
Location: Escondido, CA 92029
Property Type: SFR
Investor Net Yield: 12 %
Terms: 40/3
Appraised Value: $645,000
1st TD: $332,713
Owner Occupied: Yes
     
Specifics:
Lovely traditional style home with updated kitchen, accessory unit, and and dual pane windows located a short drive to Moonlight State Beach and Encinitas Ranch Golf Course.  Funds are being used to expand existing business. Fico 653. 3 Bed/ 2 Bath, 1,864 sqft. dwelling, 2.4 acres lot size. This loan has a 6 month prepayment penalty. 



$127,000 Available
   
 
    
1st TD
Loan Amount: $230,000
LTV: 46% 
Location: Redway, CA 95560
Property Type: SFR
Investor Net Yield: 10 .25%
Terms: 40/3
Appraised Value: $495,000
Owner Occupied: No
     
Specifics:
Cozy cabin style home located on a large lot with pond located a short drive to Shelter Cove Seashore and Point Delgada.  Funds are being used for purchase of investment property.  Fico 708. 1 Bed/ 1 Bath, 1,438 sqft. dwelling, 36.4 acres lot size. This loan has a 6 month prepayment penalty. 



   
 
    
2nd TD
Loan Amount: $53,000
CLTV: 50% 
Location: Duarte, CA 91010
Property Type: SFR
Investor Net Yield: 10 .50%
Terms: 3yr I/O
Appraised Value: $400,000
1st TD: $145,878
Owner Occupied: Yes
     
Specifics:
Cozy traditional style home with tile and laminate flooring throughout located near Los Angeles County Arboretum and a short drive to the Angeles National Forest. Funds will be used to expand existing business. Fico 587. 3 Bed/ 1 Bath, 884 sqft. dwelling, 8,196 sqft. lot size. This loan has a 6 month prepayment penalty. 



Rate Increase
      
 
    
1st TD
Loan Amount: $231,000
LTV: 60% 
Location: Santa Ana, CA 92703
Property Type: Condo
Investor Net Yield: 10 .50%
Terms: 3yr I/O
Appraised Value: $385,000
Owner Occupied: Yes
     
Specifics:
Wonderful two story condominium with a fireplace and 2 car garage located near Mile Square Park and Disneyland Resorts. Funds are being used to open a pet supply store. Fico 493. 3 Bed/ 1.1 Bath, 1,170 sqft. dwelling. This loan has a 6 month prepayment penalty. 



 
CA DRE # 018890464   NMLS #399144 | CFL File # 603 K580
An Equal Housing Lender
Equity Wave is a registered trademark of Equity Wave Lending, Inc.