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October e-Lert

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*Some restrictions apply. See credit union for full details. Loans offered with qualified credit. 5.99% APR offered for credit scores of 615 and above. The monthly payment would be $129.09 when borrowing $1,500 for 12 months at 5.99% APR. Federally insured by the NCUA. Equal Housing Opportunity.

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Refinance an existing mortgage or buy your first home with a YES Mortgage Loan!

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*Federally insured by the NCUA. Equal Housing Opportunity.

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*Your rate is determined by your credit bureau FICO score. Check with a loan officer to determine your rate. For a $15,000 auto loan with a term of 60 months and 3.45% APR, the monthly payment will be $273. Rates, terms, and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. Term will vary based on loan amount, 72-month term requires loan amount of $10,000, and 84-month term requires loan amount of $20,000. Not all borrowers will qualify for the same rate. Rates are based on the borrower’s creditworthiness, which includes factors such as debt ratio and credit history. Other restrictions may apply. See credit union for full details. Federally insured by the NCUA. Rates as low as.

Virtual Annual Meeting Congratulations to incumbents Frank Wimler and Donald Seymour, and to newly-elected board member, Kim Knoll, all of whom were elected to the Board of Directors at the Virtual Annual Meeting! Did you miss the Virtual Annual Meeting of YOUR credit union? Watch the recorded version below.

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Student Loans We work with Iowa Student Loan* to offer private loans to help you pay for college as well as refinance existing student loans. The Partnership Advance Education Loan and College Family Loan were created to help you pay college costs while you or your student are in school. The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college. Take advantage of free college planning tools to learn more about preparing for and paying for college.

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* These loans are subject to credit approval. Midland Credit Union is compensated by Iowa Student Loan for the referral of student loans.

On Thursday, October 15, Midland Credit Union and its member-owners come together virtually to celebrate International Credit Union Day. We hope to raise awareness about what it means for members worldwide to have a credit union as their financial partner. Please be sure to ask for your complimentary 2021 calendar the next time you visit the credit union as supplies are limited. Thank you for being a member of a credit union and for choosing Midland Credit Union! Happy International Credit Union Day!

Have you experienced the Midland Difference? Please share your Midland Difference story with us so we can share it with members and nonmembers! Simply email your story and attach your picture.

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Debit Card Contest

Take your gaming skills to the next level. Each time you use your debit card for a PIN or signature-based purchase, now through December 31, 2020 you’ll automatically be entered for a chance to win great prizes in the Level Up Rewards promotion. Pac-Man™. Space Invaders. Asteroids™. A few of our favorite games at the local arcade. During the Level Up Rewards promotion, when you use your Midland Credit Union debit card, shopping and checkout is fast and easy. Every purchase earns you another chance to win!  Bringing the fun home has never been easier or more convenient. Simply use your Midland debit card. Plus, you could be on your way to winning great prizes! Grand Prize: Arcade1Up™ home arcade game valued up to $500.00 Eight Monthly Winners: $50 SHAZAM gift card Two Monthly Winners: $25 Amazon gift card Be sure to use your Midland Credit Union debit card for all the essentials, including fuel, groceries and holiday shopping! Paying with your debit card is safe and helps you stay on budget. The more you use your debit card, the more chances you’ll have to win! Don’t have a debit card? Call, stop in, or apply online today!

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*Visit https://www.shazam.net/services/marketing/sdr-rules/ for official rules and complete contest details. Arcade1Up™ is not affiliated with and does not sponsor or endorse the services of SHAZAM, Inc. or the Level Up Rewards campaign. No purchase is necessary to enter to win. A purchase will not increase your chances of winning. Void where prohibited. Promotion period is between October 1, 2020 and December 31, 2020.

Dates To Remember Wednesday, November 11th - Closed for Veterans Day Thursday, November 26th - Closed for Thanksgiving Day

Urbandale Branch 2891 106th St., Urbandale 515-278-1994 Lobby & Drive-up Hours Pleasant Hill Branch 1225 Copper Creek Dr., Pleasant Hill 515-278-5333 Lobby & Drive-up Hours

www.MidlandCU.org   Federally insured by the NCUA to at least $250,000. Equal Housing Opportunity.

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