Get Ready for the Fall Homebuying Season!
I know what you're feeling right now. You're thinking "I want to own my own home, but it seems so expensive, so complicated. I don’t know where to start! What if I mess something up along the way? What if I can't figure it out?"

I felt those things too, before I bought my own home. But I did it. And I even bought my first home with a MassHousing mortgage!

Now, as the Executive Director of MassHousing, I get to help other people achieve that dream of homeownership, which I love. Our team is ready to help you begin the journey and to provide affordable and easy-to-understand loans when it's time to buy.

This newsletter is special. We're giving you access to the tools and information you need. We can offer all kinds of educational help and resources and connect you with a large network of homebuyer educators and others who will help you along the way.

Why MassHousing? We are the Commonwealth’s affordable housing lender. We were created by the state legislature to help people with moderate incomes purchase a home. To date, we have helped more than 50,000 people across Massachusetts buy a home. We'd love to add you to that list.

You'll need to get educated about this process. You'll need to stay determined and ask a lot of questions. You'll need to get a handle on your finances. But at the end, you'll have a home of your own and an unparalleled economic opportunity to grow your financial future.

Good luck! You can do it!

—Chrystal Kornegay, Executive Director, MassHousing
Where to begin? Prospective homebuyers start here!
Buying a home is a complicated endeavor, with many considerations and complexities. MassHousing has prepared a pair of resources to help homebuyers get started down the road to homeownership on the right foot.

Our 8-part Homebuyer Video Series provides information and inspiration to get you started. It shows what initial steps you should take and tells the stories of a pair of families who achieved the dream of homeownership. Watch the homebuyer video series today!

MassHousing’s 8-Step How to Buy a Home guide explores all aspects of homebuying, from setting your budget to the final closing meeting where documents are signed, and you get the keys. It includes a glossary and several calculators and worksheets to help you along the way. Check out our How to Buy a Home guide!
Quick Start Guide
Ready to dive in? Use these links to jump-start your homebuying journey:
It's a seller's market: should I buy?
By Rita Coffey, 2018 President | Massachusetts Association of Realtors

You've probably heard the news by now that it’s a sellers' market. Do you know what that means? And more importantly, do you know how that impacts you when it comes to buying your first home? With a little understanding, you'll be well on your way to becoming a homeowner.

Down payment assistance is here!
Yes, it can be hard to save for a down payment. That's why MassHousing is now offering down payment assistance of up to 3% of the purchase price or $12,000, whichever is less! Read more about it or ask a participating lender. 
Advice from Real Homebuyers
As you go down the road to homeownership, you will want to take homebuyer education and talk with Realtors and lenders and others. But nothing can take the place of advice and stories from people who have already been through the process and now own their own homes.

Lucky for you, we have a collection of customers who have shared some of their stories. Meet some MassHousing customers here!
Why choose MassHousing?
All lenders and all loans are not created equal. When choosing a lender, there are many factors to consider. Here’s why MassHousing is the smart choice for Massachusetts homebuyers:

Up-Front Costs: MassHousing has always offered safe, affordable mortgage loans with low down payment requirements. Now, eligible homebuyers can also take advantage of down payment assistance of up to $12,000.

Rates and Terms: MassHousing mortgage loans feature affordable, fixed interest rates and have no hidden fees or surprises.

Protection and Peace of Mind: Loans insured by MassHousing feature MI Plus, a unique borrower protection that helps pay your mortgage if you lose your job. MI Plus benefits have helped more than 1,000 MassHousing borrowers to get back on their feet without having to worry about staying current with their mortgage.

Think Local: All MassHousing loans are serviced in our Boston office. If you have any questions or concerns about your loan, you’ll know who to call and where to find us.

More than 50,000 Massachusetts residents have used an affordable MassHousing Mortgage to buy a home. Learn more about MassHousing Mortgages!
Ready to apply for a loan?
Are you already down the road and getting ready to buy? Then be sure to ask one of our partner lenders about how to apply for a MassHousing loan. They will help you determine if you are eligible and guide you every step of the way. Start by looking at this list of the top MassHousing loan originators. You can also see the whole list of MassHousing-approved lenders including those that offer downpayment assistance.
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