Volume 29 
                               Issue 5
                                                May 2019
                                                www.pacounties.org
                                         
                                                                            

INSURANCE MATTERS

An e-newsletter of the County Commissioners
Association of Pennsylvania Insurance Programs
Owned by Members     Governed by Members     Service to Members
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Do you have someone new to your county who works with risk management or claims? This could be the chief clerk, solicitor, HR director, risk manager, assistant chief clerk, maintenance director or anyone who reports property, liability, auto or workers' compensation claims to one of CCAP's insurance programs - PCoRP, PComp, UC Trust, PELICAN or COMCARE PRO.
 
We would enjoy helping that new person learn about the CCAP programs the county belongs to, so they can understand how the programs work, how and when to report claims, what coverage is provided and how costs are determined, and more. We handle all the claims for these programs in-house, with CCAP staff.

There are two ways to do this - we'd be happy to host them at our office in Harrisburg - the benefit of this is they can meet all of the staff they would be working with. Or we can send someone from our staff to visit the county and review the programs.
 
We know that many of the county staff who work on insurance related matters also have other responsibilities at the county, and we believe these meetings with new employees help them to focus on what's important on the claims and risk management side, especially the time sensitive matters, such as reporting claims.
 
Let me know if you would like to set up a meeting at our office or in yours to review our insurance programs.
  
Make sure you contact us when you need help with something, 
 
 
Hot Topics
Email Security

We are so used to sending information quickly via email, that it is easy to forget that email is NOT a secure method of sending confidential information, unless it is encrypted. In the event any restricted information needs to be transmitted via email, encryption should be used to ensure the email is not sent in 'open text' format.
 
Examples of restricted data include: social security numbers, date of birth, credit card numbers, personal health information, bank account information or passwords or other means of accessing controlled systems or applications.

We've been working diligently at CCAP to provide secure options for our staff to communicate with our members, boards of directors, defense counsel, providers and others who need to send us confidential information. We can encrypt our emails to you. We also have asked our defense counsels and other service firms to do the same.
 
One issue to watch is replying or forwarding an email that contains restricted data, and was originally encrypted, but forgetting to encrypt it when replying or forwarding. The restricted data is probably still contained in the original email's text.
 
Please note that faxes are a pretty secure method to transmit confidential information. CCAP has installed a CCAP staff wide fax number that all faxes are routed through, and then sent to the computer of the staff recipient. The number is (888) 692-2368.
 
For more information, contact John Sallade.


PA Workers' Compensation Conference

Make plans to attend the 18th Annual PA Workers' Compensation Conference on June 3-4, 2019 at The Hershey Lodge. To view the Conference brochure, click here.
  
CCAP's workers' compensation insurance pool - PComp - celebrated its 25th Anniversary in 2018. In response to this milestone, the PComp Board of Directors announced a special anniversary gift to each PComp member:  one free attendee of their choice at the PA Workers' Compensation Bureau Conference to either the 2018 or 2019 Conference. This year's Conference is being held June 3 - 4 at The Hershey Lodge and Convention Center. PComp will pay travel, hotel, meals and registration costs for the attendee.

If you have any questions or are interested in attending this Conference, please contact Linda Rosito.
The County Code - Available Online
By: John Sallade, Managing Director, Insurance Programs

For many years CCAP's Insurance Programs have provided copies of the County Code as part of our member services. And now we have reached the end of an era - the County Code will no longer be printed in a booklet form. It is now accessible, searchable and more convenient to use online. CCAP has put a link to it on the Members Only section of the CCAP website. Just sign in and you will find it in the Members Only section. It is available in pdf or Word format.
 
The Local Government Commission is currently working on a legislative project to move the County Code to the consolidated statutes, effectively from 16 P.S. to 16 Pa. C.S.A., the current electronic version is interim. Going forward, within a couple weeks of any amendments being adopted they'll be reflected in the online version. Even though the online version says "Act 130 of 1955", it includes all the amendments since then including the rewrite. 
 
Here's another link which will take you directly to the Commonwealth's website for access to the County Code .
 

Spring Workshop Season Is Here!
By Linda Rosito, Risk Management Training Director

CCAP's Insurance Programs spring workshop season is winding down. There are a few opportunities left this month. The topics remaining are county property and liability risk management, prison risk management workshop, HR Boot Camp and our county risk manager council meeting in western PA.
 
Here is a listing of dates and locations remaining.                  

MAY
7
KEYS: County Property and Liability Risk Management
Scranton
8
KEYS: County Property and Liability Risk Management
CCAP
16
KEYS: County Property and Liability Risk Management
Lewisburg
22
KEYS: HR Boot Camp
CCAP
23
Prison Risk Management Workshop
Hershey
31
County Risk Managers Council Meeting
Cranberry Twp.
 
We are happy to collaborate with The Academy for Excellence in County Government and offer additional opportunities to fulfill some of the required courses as well as elective credits.
 
This month also brings planning for the fall workshop season. Please feel free to contact me with any topics that you would like us to offer. Your input is greatly appreciated!
 
As always, if you have any questions, please feel free to contact me, Risk Management Training Director at (717) 736-4728.
 
Thank you for your continued support of the CCAP Insurance Programs trainings!
Safe Driving Campaign

Stay Aware, Drive With Care
is a risk management campaign to raise awareness about safe driving! The spring poster was sent to our PELICAN, PCoRP and PComp members! If you would like to learn more about safe driving tips, please contact your Risk Control Specialist!

NACo/Nationwide Scholarship

Entries for $2,500 NACo/Nationwide Scholarship are now being accepted!

High-school seniors whose parents, grandparents or legal guardians actively contribute to a 457(b) plan offered through the NACo Deferred Compensation Program are eligible to apply for a $2,500 college scholarship. Four $2,500 scholarships will be awarded in fall 2019 in honor of the scholarship program's 15th year in existence.

How eligible students can apply
Parents, grandparents or legal guardians should talk to their eligible high school seniors about applying right away. Starting April 1, the application can be completed online at   www.nrsforu.com/scholarship.

Eligibility requirements
Graduating high school seniors who are legal U.S. residents are eligible to apply.
  • Applicant's parent, grandparent or legal guardian must be enrolled in and actively contribute to a 457(b) plan offered through the NACo Deferred Compensation Program.
  • Applicants must enroll in a full-time undergraduate course of study no later than the autumn term of the 2019-2020 school year at an accredited two- or four-year college.
  • Immediate family members of NACo employees, members of the NACo Defined Contribution and Retirement Advisory Committee or its governing board of directors, staff of individual state Association of Counties that are members of the LLC, and Nationwide employees are not eligible to apply; this program is not offered outside the United States.
  • Application and entry must be submitted online at www.nrsforu.com/scholarship between April 1 and May 31, 2019.
Scholarship honors 40 years of partnership
The NACo/Nationwide Scholarship is just one of many benefits of four decades of partnership between Nationwide and the National Association of Counties (NACo) and its member counties. For additional information about the NACo Deferred Compensation Program, please contact Amy Humphrey at [email protected] or 860-480-1211; or contact your Nationwide representative at 877-677-3678.

Wellness Matters
By: Jean Henry, RN, Risk Control Wellness Nurse

May is skin cancer awareness month. Skin cancer is the most common cancer in the United States. Beginning in May, you can make a difference in changing ideas and behaviors about this preventable form of cancer.

ABCDE of skin cancer - Signs
A - Asymmetry - one side of a mole doesn't match the other
B - Border - irregular or jagged
C - Color - color is not uniform
D - Diameter - diameter is greater than 6 mm, or the size of a pencil eraser or pea
E - Evolving - the size, shape and color are changing

Other signs of skin cancer include:
  • a sore that doesn't heal
  • redness or swelling beyond the border of the mole
  • change in sensation such as itchiness, tenderness, or pain
  • spread of pigment from the border of the spot into surrounding skin


Risk factors for skin cancer

Anyone can get skin cancer, but certain people are at greater risk. People with fair skin, blue or green eyes, blond or red hair, possessing many moles, or have a family history of skin cancer are at a greater risk.
However, whether you have inherent risk factors or not, the biggest risk factor for skin cancer is your exposure to ultraviolet rays. Over time, too much exposure to UV rays from the sun or tanning bed can cause skin cancers, including melanoma, basal cell carcinoma, and squamous cell carcinoma.

Prevention
  • Protect your skin all year round
  • Avoid indoor tanning, such as from a tanning bed
  • Stay in the shade during midday hours 
  • Wear clothing that covers your arms and legs 
  • Wear a hat to shade your face, head, ears, and neck
  • Wear sunglasses
  • Use sunscreen with a sun protection factor of 15 or higher and that offers both UVA and UVB protection
  • Re-apply sunscreen every two hours, after swimming, sweating or toweling off

Early detection
The American Cancer Society recommends that you check your skin monthly. Use a hand mirror to examine your back, neck, behind knees, and hard to see areas. Look on the soles of the feet, between toes, palms of hands, between fingers, under nails, between skin folds, ear lobes and your scalp. Skin cancer doesn't always appear where your skin was burned. Finding it early, when it's small and has not spread, makes skin cancer easier to treat. You should be examined yearly by a medical provider.

Help your employees
With so many of our employees working outdoors, it is important to follow sun safe procedures:
  • Require employees to wear protective clothing, including sunglasses and hats, when possible
  • Require application of sun screen before working outdoors 
  • Increase shade areas with tents, shelters, and cooling stations 
  • Schedule shade breaks so employees can hydrate and re-apply sunscreen
  • Create work schedules that minimize sun exposure. Do outdoor tasks during the morning and evening hours
  • Add sun-safety information to workplace policies, training, and wellness programs
  • Educate all employees, whether outdoor workers or primarily indoor staff, with lunch and learns, posters, written materials, or hand out samples of sun screen

By raising awareness about encouraging sun-safe habits and early detection, you can change behaviors and save lives. Free skin cancer handouts and educational materials are available through the Academy of Dermatology and the Centers for Disease Control and Prevention.

Do you have wellness information to share? Please contact Jean Henry, RN, Risk Control Wellness Nurse.
New CCAP Associate Members

Johnson Controls, Inc.
www.johnsoncontrols.com
Energy

Johnson Controls Inc. is an integrated, full service performance contractor. We work with our clients to maximize the energy efficiency of all their facilities and to take advantage of the savings associated with those improvements to pay for themselves and to free up capital for other needed improvements and operations. We work with our clients to construct a comprehensive list of opportunities, the savings associated with those improvements and a plan to implement them.

M&T Bank
www.mtb.com
Finance

At M&T Bank, we have a dedicated government banking team that provides financial solutions to meet the operating and financial needs of Pennsylvania counties. We offer services such as financing/credit (tax-exempt financing/leasing, lines of credit) depository (interest bearing checking, money market), treasury management (payables/receivables, fraud protection), collection (cash vault, lockbox), merchant (credit card), capital markets financing, and insurance (crime, cyber).
Upcoming Events

May 3, 2019
CCAP Solicitors' Conference
CCAP Office, Harrisburg

May 10, 2019
UC Trustees Board Meeting
CCAP Office, Harrisburg

May 29-30, 2019
CCAP County Administration Conference
The Penn Stater Hotel and Conference Center, State College

June 7, 2019
PIMCC Board Meeting
CCAP Office, Harrisburg

June 19-21, 2019
PComp Retreat and Board Meeting
Omni Bedford Springs, Bedford
Quote of the Month
 
 "Genius without education is like sliver in the mine."

-Benjamin Franklin
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Contact Us: John Sallade, Managing Director, CCAP Insurance Programs