A monthly newsletter brought to you by Treece Financial Group | # 45 | February 2018

Holistic & Advocacy-Oriented Financial Planning

Welcome to our February newsletter! We hope you started 2018 off in the right direction. Our team kicked off the new year by presenting seminars throughout Miami-Dade and Broward counties p romoting healthy financial habits and educating clients how to be prepared for changes in health and finances as they age. One of our main goals is to help clients live their best lives NOW and build resiliency for whatever the future holds. Being prepared brings peace of mind and ensures that the present can be enjoyed to its fullest! Why not join us at one of our upcoming seminars? We'll be covering topics ranging from Tax Tips for a Healthy Return to Retirement for the Rest of Us to The Courage to Care: Resources and Support for Caregivers . We'd love to see your smiling face and share tips that will boost your "daily happiness index" :)

Show Some Love To Your Family & Friends This Valentines Day: Review Your Beneficiaries and Ensure Your Important Papers are Accessible Beneficiary designations and legal documents updating – we never know when the time will come when they are needed, so take a few mintues today to ensure your documents are up to date and in order. An excellent tool to ensure your documents are secure and accessible is Docubank . Ask us about how we can help you set up an account — it makes a thoughtful gift for your sweetheart!  "98% of members who have obtained their documents while hospitalized feel that DocuBank is a superior way to store their documents compared to other options, including storage with family members."

What the New RAISE Family Caregivers Act Will Do Every day, millions of Americans provide care for parents, spouses, children and adults with disabilities and other loved ones to help them live independently in their homes and communities.  The RAISE Family Caregivers Act requires the development of a national strategy to support family caregivers. The bill creates an advisory body to bring together relevant federal agencies and others from the private and public sectors to advise and make recommendations. The strategy will identify specific actions that government, communities, providers, employers, and others can take to recognize and support family caregivers. The bipartisan bill aims to develop a national strategy for family caregivers. Read the full story now. Related: America's next retirement crisis could be that baby boomers are living too long

Deciding on Social Security Social Security is arguably the most important social program in this country. Each month, around 62 million people receive a benefit check, of which more than two out of three are retired workers. Of these retirees, 62% lean on Social Security to account for half of their income. Without this guaranteed monthly stipend, the elderly poverty rate would be considerably higher. Given the importance placed on Social Security income by retired workers, deciding when to sign up for benefits just might be the most important financial decision you'll ever make. Despite the permanent reduction to your monthly payout, there are quite a few valid reasons to claim benefits before reaching your full retirement age. Continue reading ...  Related: 5 Facts About Social Security Every Retiree Should Know

Client Spotlight: Where in the World is Anush? "I love Bhutan and the spirituality of the place. The air is so clean. The men traditionally wear dresses, everyone looks like royalty and their number one export is Happiness." – Anush Dawidjan Catch up with our globe-trotting client in our most recent Client Spotlight blog post.

Trending Now: Your Monthly Amazon Prime Membership Fee Just Went Up Amazon Prime gave itself a raise. On Jan. 19, the tech giant raised its monthly Amazon Prime membership rate from $10.99 per month to $12.99 per month, an increase of 18 percent. However, the $99 annual membership fee for Amazon Prime will remain the same. Students who were paying $5.49 per month for access to Prime will now be charged $6.49. Amazon Prime is one of the company’s most important offerings. Subscribers get access to free two-day shipping on millions of products, as well as discounted rates on next-day shipping. Amazon Prime subscriptions also include access to the company’s suite of streaming services, including Prime Video, Prime Music, and more.

Join us at Lambda Living the 3rd Wednesday of Each Month! Lambda Living and David Treece of Treece Financial Group are proud to present a series of free seminars to educate our community on a variety of important financial topics. All programs are FREE, open to ALL members of the community, and begin with a reception at 6:30 @ Lambda Living Center, 7275 NE 4th Avenue, #110, Miami .

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