Your Life. Your Needs. Your Plan.
Greetings!

Hoping this finds you well.

During this difficult time, we hope you were able to enjoy your Thanksgiving. May next year be one where we can gather safely.

In good health!

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
Independent. Fee-only. Fiduciaries
Are all assets equal in a divorce? 
Awhile back, I spoke with a woman that was in the early stages of a divorce. She owned a house with her husband worth $750,000 .......
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
How to Lower Blood Pressure Naturally with Lifestyle Changes
The effect of fasting to lower blood pressure compared to medications, cutting down on alcohol, meat and salt, eating more fruits and vegetables, or eating completely plant-based.
Could we harness the power of a black hole?
Imagine a distant future when humans reach beyond Earth, forge cities on planets thousands of light-years away, and maintain a galactic web of trade and transport.
How to succeed? Get more sleep

In this short talk, Arianna Huffington shares a small idea that can awaken much bigger ones: the power of a good night's sleep
How To Decode Your Dog’s DNA
Producer Katie Feather talks with pet genomics experts (yes, they exist!) about what you can and can’t learn from these direct-to-consumer genetics tests for dogs.
10 Books for Parents Who Want to Raise Kind Kids

Here are 10 parenting books that promote emotional intelligence, empathy and kindness.
Recipe of the Week

Stir-Fried Noodles with Veggies
With this easy vegan stir-fried noodle recipe, you can whip up a simple Chinese-style brown sauce, cook some rice noodles, and stir-fry a rainbow of fresh veggies for a fast and fabulous meal.
Quote of the Week
"The sooner you decide to write yourself a better script, the sooner you get to live a more awesome life."

- Jen Sincero
120 Wells Avenue, Newton, Massachusetts, 02459 | 617-630-4978 | 800-224-0132
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally and internationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Plannerâ„¢ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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