Deverall, Calma & Associates Financial Services Inc.

Advice That Makes Sense April 2018 Edition

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TIME TO CLEAN UP YOUR ACT
Spring cleaning your way...
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... to an allergy free home

With the arrival of spring's warmer temperatures and longer, brighter days, it's tempting to throw open your home's windows and air the place out - especially with all the dirt, dust and other allergens that have accumulated over the winter.

But a good airing isn't enough. Irritants such as dust mites, pet dander, mold, pollen and chemicals can quickly turn a home from comfortable to intolerable if you (or someone in your family) are one of the three million-plus Canadians (according to the  Asthma Society of Canada) who live with asthma and allergies. Over 15% of asthma and allergy sufferers are children between the ages of four and 11.


EASTER IN TUSCANY
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Okay-- not really-- but we can pretend

If the thought of cooking yet another ham for Easter has you less than enthused, it may be time to let your imagination run wild.
You may also have to imagine that it's much warmer, but that's part of the fun.
Check out this Italian Easter feast from our friends at Epicurious.

 

Your DCA Team
Deverall, Calma & Associates Financial Services Inc.

209 Frederick Street Suite 2A
Kitchener ON N2H 2M7
519-741-1259
Connect with DCA
Issue: #2018-4 April/2018
                   
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Happy Easter!

From the DCA Team
WHAT IS A LIFE ANNUITY?
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Guaranteed income payments for life

A life annuity is an insurance contract that guarantees you'll receive income payments for life - or 2 lifetimes, for a joint life annuity.  
Once you've purchased your annuity, you never have to worry about how that money is invested or how long your income will last. Income from a life annuity may also qualify for the federal pension income tax credit (of qualified pension income).


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