Deverall, Calma & Associates Financial Services Inc.

Advice That Makes Sense May 2018 Edition

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GO GREEN AND SAVE GREEN
3 easy, green ways...
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... to save at home this year

Our planet is under tremendous pressure. Most of us use more resources than the earth can naturally replenish. In fact, if everyone in the world lived like the average North American, we would need five planets to sustain ourselves, say experts.
While there is no single, quick-fix solution, each of us can help ease the pressure. With a fresh new season upon us, there is no better time to add "live greener" to your personal goals.
And what's even better is that many small steps you can take to live a little greener won't cost you a dime - and can even help you save money.

SPEAKING OF GOING GREEN...
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Why not spring clean your diet with some super green recipes?

Asparagus, collard, kale-- even if you are not a fan of the ultra-healthy, you are sure to find something here that makes you want to eat green.
Here are 15 gems from COOKIE + Kate:
 Let's Be Social!

 

Your DCA Team
Deverall, Calma & Associates Financial Services Inc.

209 Frederick Street Suite 2A
Kitchener ON N2H 2M7
519-741-1259
Issue: #2018-5 May/2018
                   
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Spring is finally here!

It's a time of renewal and growth.
We clean out the old and look to the brighter, sunnier days ahead.
WHAT IS A SEGREGATED FUND?
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Growth & Security

Segregated funds, like mutual funds, are market-based investments. A large pool of money belonging to many people is invested in stocks, bonds or other securities with the goal of increasing the value of the entire pool.  However, because segregated fund contracts are insurance contracts, they have special benefits that mutual funds do not.

MARKET UPDATE
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