Volume 3, Number 4
IN THIS ISSUE...

  • CHANGES TO ACCESS MEMBERSHIP

  • GUIDELINES NEW ENROLLMENT PLATFORM

  • HOW DOES SEDERA’S MEDICAL COST SHARING WORK?
M onthly News On Products Promoting Healthcare Cost Transparency And Healthy Living Tips
This month’s newsletter contains a summary of updates to the Access Membership Guidelines that took effect January 1. It also mentions that the Selerix enrollment platform will be replaced by a new enrollment platform: if you’re having trouble enrolling on the site at www.controlyourhealthcarecosts.com call us at 877-734-3884 or 561-734-3884 for assistance. As a refresher, we’ve also included an article on how Sedera and medical cost sharing works.
CHANGES TO ACCESS MEMBERSHIP GUIDELINES
Sedera has made some clarifications to the Access Membership Guidelines which are used for the Association versions of Health Excellence Plus and are effective January 1. Please read a summary of the changes here . 

We’ll include the complete Access Membership on our website at www.controlyourhealthcarecosts.com as soon as they are published.
NEW ENROLLMENT PLATFORM
The Selerix enrollment platform that is currently included on www.controlyourhealthcarecosts.com is in the process of being replaced. If you attempt to enroll through www.controlyourhealthcarecosts.com and can’t access the new enrollment platform, please call us at 877-734-3884 or 561-734-3884 for assistance.
HOW DOES SEDERA’S MEDICAL COST SHARING WORK?
The Sedera Health medical cost sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, Sedera enables individuals and families access to high quality healthcare that is affordable, flexible and effective.

In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Telemedicine, Expert Second Opinion, and Personal Member Advisor services to all members.
 
Sedera’s members who select any program other than the Direct Primary Care option can obtain Affordable Care Act (ACA)-required preventive care separately through an employer- or Association-sponsored self-insurance arrangement that includes Minimum Essential Coverage (MEC). The MEC provides coverage for preventive services and well care visits.

Direct Primary Care providers offer most preventive care services. Preventive mammograms, colonoscopies, and childhood immunizations and vaccinations are provided in accordance with the Access Membership Guidelines.
What is Medical Cost Sharing?
Instead of paying monthly premiums to an insurance company, members share a given amount on a monthly basis and draw from community funds as medical Needs arise.

Monthly shares are generally lower than typical insurance premiums. Through Sedera’s medical cost sharing model, members save between 30 – 60% (or more) of the costs that are typically incurred with health insurance plans.
About Paul Cholak
Paul Cholak is the Principal of Control Your Healthcare Costs, LLC (dba Control Your Healthcare Costs) and is an endorsed vendor of the Free Market Medical Association, which promotes transparency in healthcare costs and programs. He's also a Partner/Supporter of the Direct Primary Care Coalition, which promotes the direct primary care provider concept.

He constantly seeks to find new and innovative products that incorporate transparency and focus on reducing costs of the total healthcare bill.

He's a National Healthcare Advisor for   M Powering Benefits , a Certified Affiliate with Sedera, Inc., and is also appointed by insurance carriers who offer insured products that promote healthcare transparency (for example Health Indemnity Insurance).

He offers or refers you to medical cost sharing and insured healthcare products on either an individual, association, or group basis, as applicable, that promote healthcare cost transparency and can result in significant overall healthcare savings to participants. He guides you through the steps of obtaining membership in the applicable program and is always available to help you both BEFORE and AFTER you've enrolled.
Contact Us
Local: 561-734-3884
 Toll-free: 877-734-3884
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