This is the first in a series of regular emails we will be sending with important information and tips. We hope you find this helpful, and welcome any questions, concerns, or suggestions.
Did you know there are two different kinds of insurance plans clients can enroll in through the Massachusetts Health Connector?
NOTE:
CHII can pay monthly insurance premiums on behalf of eligible HDAP clients
1. ConnectorCare plan
Eligible clients have an individual or family income that is less than or equal to 300% of the Federal Poverty Level
Three plan levels: Types 1, 2, or 3
Subsidized plans with Advanced Premium Tax Credits (APTCs)
Plans have copays, but no deductible
CHII can pay monthly premiums for ConnectorCare plans
2. A Marketplace Plan (aka a Qualified Health Plan [QHP])
Eligible clients have an individual or family income greater than 300% of the Federal Poverty Level
Four "coin level" plans: Bronze, Silver, Gold, or Platinum
Plans may be subsidized and include APTCs (depending on income)
Plans have copays, and may have a deductible
The Platinum "A" level plan does not have deductibles and has the least amount of out-of-pocket expenses
CHII can pay monthly premiums for Platinum-level plans
