John Goodman, a well-known economist and health policy expert, who is considered the “father of health savings accounts, has written an article entitled
Alternatives to Obamacare
that appears in the January 30 issue of
Forbes Magazine
.
Mr. Goodman outlines three different alternatives to Obamacare and primarily focuses on health sharing plans (also called medical cost sharing plans).
Health Excellence
Plus
is prominently mentioned in this portion of the article:
“However, a non-religious plan offered
by
MPowering Benefits Association
assists patients with drug costs by connecting them with foreign pharmacies who sell drugs at prices paid by patients in other countries. This practice is perfectly legal so long as the patient is buying for personal use and not to resell in the U.S. market.
Unlike other plans described here, MPowering Benefits typically sells to employer groups. It helps employers meet their Obamacare mandate to provide minimum essential benefits by providing enrolees with 63 preventive services at no charge, the ability to consult with physicians 24/7 by phone and access to a “concierge desk” that helps patients connect with specialists and obtain lower prices for medical tests. This package also has a Health Savings Account component that can be used in conjunction with a health sharing plan – to pay for deductibles, maintenance drugs and other out-of-pocket costs.”
Mr. Goodman comments that the plan, which is marketed as
Health Excellence
Plus
,
is typically sold to employer groups. However, the plan is also offered to individuals on an Association basis. Individuals who become members of the MPowering Benefits Association are entitled to become members of
Health Excellence
Plus
as a result of joining the MPowering Benefits Association and hence can purchase
Health Excellence
Plus
on either an individual, individual and spouse, individual and child(ren), or family basis.
Association members can choose one of five different programs. The “Partially Self-Directed Program,” which Goodman is referring to above,” is the option that offers the ability to establish a health savings account. Health savings accounts can NOT be established with the traditional “Christian health sharing” programs that Goodman describes in the article.
Please call us at
561-734-3884
for additional information about
Health Excellence
Plus
, as well as the other Obamacare alternatives described in Goodman’s article.
Read the entire article
here
.