Did you know that when you choose to run your debit card as credit, funds are still drawn from your checking account but you save the credit union money? When you select “credit” at the register, we receive a small amount of interchange income to cover expenses of our card services program – such as dispensing cards, processing members’ purchases through the Visa network and covering fraud losses. Since these costs are ongoing, recouping them through interchange income allows us to continue offering low fees and outstanding loan and deposit rates to our members!
Next time the clerk asks, “Debit or Credit?”
Choose credit.
