September 2018
In This Issue
 
A Golden Opportunity Awaits our
Marketers & Business Developers
Oct 10 & 11 - Lake Charles

Membership Growth, Brand Awareness, and Increased Product Sales are paramount goals of both your Marketing and Business Development Teams.  Join us at the Golden Nugget Lake Charles to discover keys and tips to help you advance and succeed in both these areas!  

On October 10, we will focus on the lasting impression you make on your current and potential members through your website and other digital channels.

Takeaways will include:
  • Benefits of website renovation or replacement
  • Importance of mobile responsiveness
  • getting ahead of ongoing of ADA compliance issues
  • Creating & upholding Brand synchronization
  • Achieving organic search engine optimization
  • Avoiding message dilution
  • Proven calls to action for membership!

On Oct 11th, we shift focus to solidifying your relationship with your current members while building new relationship with potential new members.


 

Takeaways will include:

  • Defining the role of Business Development
  • Review 3 award winning Business Development Programs & discussion of what's working/what's not
  • Managing a Prospect Pipeline
  • Follow Up Frameworks
  • Tips for Smarter Networking, Cold Calling & Influence
  • The Connect, Create, Relate Principle
  • Increasing Product Cross Sell Success
  • and much more!

Click here for more information!
 

IRA Update
November 13- Alexandria

Are you fairly well versed in the basics of IRA's but in need of an update?   Debbie Crawford of GetTechnical, inc, is leading this one day session that does assume some prior IRA knowledge. 
 
If you are a bit rusty on IRA's fear not, the program will include just enough basics to put you on solid footing before jumping into changes and product updates and a full range of slightly advanced topics which will include:
  • Product update and review of changes
  • Premature distributions
  • Exceptions to the 10% penalty
  • Annuity Distributions
  • Tax levies on IRAs
  • Transfers and rollovers after 70 1/2
  • 70 1/2 calculations & issues
  • Waivers
  • Charitable contributions
  • Death distributions
  • Primary vs. contingent beneficiaries
  • Revocations
  • Compliance, auditing and reporting

 Click Here for More Information
Mortgage Lending Made Easy
September 25 or 26th - Mississippi

The Mississippi Credit Union Association invites Louisiana Credit Unions to join Michael Christians for this comprehensive overview of the mortgage lending process. We'll walk through how to originate a mortgage loan compliant with Federal law in just 4 easy steps:
  • Application
  • Underwriting
  • Closing
  • Servicing
Federal laws and regulations discussed will include:
  • Regulations B, C, V, X and Z
  • The SAFE Act
  • E-Sign Act
  • Homeowner' Protection Act
  • Fair Housing Act
  • Service member's Civil Relief Act
  • NCUA Part 760

*Note: Michael Christians presented this same program in New Orleans in April at the CUNA Mortgage Lending School.  We offer this additional opportunity in nearby Mississippi for those who were unable to attend in the spring*

 

Click here for more details on this one day program in:

Jackson, MS - September 25  or Gulfport, MS - September 26
Webinars:  Your year-round training resource

Webinar Online Internet Website Web Page Concept
Can't get away from the office?  LCUL has you covered with a wide array of webinars in 13 distinct categories available in both live and archive format . Click below for the FULL listing broken down by subject area.
This Month's Webinar Spotlight:
 
Sept 19, at 2:00 pm (or archive)

Part of the LCUL CU Webinar Network

Just because you declare a loan loss internally doesn't mean there should be zero recovery. With an active combination of in-house effort, collection agencies, and law firms, there are many ways to find money in those "worthless" loans. All you need is a plan and the ability to manage it. This webinar will give you both!:
  • Charge off timing
  • In-house versus third-party collections
  • Agency or law firm - what is the best placement option?
  • Tracking recoveries
  • Potential CECL implications
  • Statute of limitations issues
  • Account recall and re-placement options
Takeaway toolkit includes: Account Placement Worksheet, Lifecycle of charged off loan, regulatory guidance, and quiz with answer key.
Limited Seats Remain...
New Laws and Compliance Conference
Sept 18 & 19, Baton Rouge

 

Time is running out to join this year's New Laws and Compliance Conference so that you stay ahead of legal changes that affect your credit union operations.  .  

This session includes in depth discussion of:
  • Cybersecurity Compliance
  • Senate Bill 2155
  • Military Lending Act
  • Louisiana Legal Changes
  • Fair Lending & UDAAP
  • Customer Due Diligence
  • Plus Peer to Peer Forum of Current Issues & Concerns

Click Here for More Information 
New Program currently under construction:
Key Ratios for Accounting & Back Office Staff
November 7th, Metairie
  graph
Interpreting ratio's in general can seem challenging to those professionals who work with them on a regular basis, but for those professionals who work with them infrequently they can seem downright daunting. 
 
 
We are in the final stages of preparing a new workshop to make the analysis and intrepretation of the 5 most common ratios utilized in the industry easier and more applicable to every day life at your credit union.  
 
This program will be taught by Tim Gardner who has been making ratios less daunting for many years at Southeast CUNA Mangement School. 
 
(This program has evolved from feedback of attendees who wanted to enhance our previously planned accounting workshop...full details to be released NEXT Week!)
Looking for more? LCUL invites you to check out our collaborative partnerships:
 
Through LCUL's collaboration with TRG as well as with other leagues, Louisiana Credit Union Professionals are eligible for:
  • Human Resources University - September 25-26 in Nashville, TN.  Limited space remains for this day and a half program that covers everything from finding the right employee, to writing your employee handbooks and everything in between! 
  • Impact Cybersecurity Certification Program - This online self- paced program allows credit union professionals up to 12 months to earn 18 credit hours which will help to prepare for multiple professional certification exams.

The Raiffeissen Group is a collaboration of the following state Leagues: LA, MS, KY, IN, TN, VA & WV. 
Save the Dates!
 

Mark your calendars now to join us for these programs coming up in the next few months.

More details will be posted as these events draw closer          

 

  • 2019 Education Calendar coming soon - got a suggestion for us? email [email protected]
     

Program details are being finalized now and will be published within the coming weeks.  Keep an eye on www.lcul.com and our league publications!

 

Have you noticed that our programs are on the move?  We've been listening to your suggestions & requests and we are hosting more of our programs at various points all over the state at your request.  Keep sharing your input, we're listening!
Your credit union's goal is to be the best member-focused financial institution of choice. Designed to complement that goal, the League's education and training programs offer a full range of development programs for Louisiana credit unions through a variety of conferences, seminars, workshops, webinars, and other learning solutions.