The Lowry Letter®

Week of 7/9/2020

We hope that you enjoyed a safe and healthy holiday weekend!

We are planning a Zoom seminar on “Mindful Retirement” with an excellent presenter and friend, Joni Youngwirth. It is hard to find a date and time that will work for everyone but based on feedback we have selected July 28 ^th at 4pm. We will provide highlights of her presentation for those who are unable to attend and will provide more information prior to the talk.

Also, our June Market update is now available at this link and we hope you find the information helpful.

We learned: that as dogs became domesticated, they evolved to be able to move their eyebrows in order to mimic human emotion. Wolves do not have this ability. This allows dogs to hijack the nurturing instincts of humans.

We think : the accomplishment of Swedish climber Göran Kropp is as impressive as any feat we have read about. He once rode his bicycle 6,000 miles from his home in Sweden to the base of Mt. Everest. He climbed the mountain solo and without oxygen, and then pedaled his bicycle back home!

We read: that Cornell University believes that bringing students back to campus will lead to fewer COVID infections than an online-only curriculum. It’s an interesting conclusion.

We've been: reminded about the importance of annual physicals. In many cases, insurance companies will not issue life insurance if you do not have a care relationship with a physician. Don’t wait until you need a doctor to establish that important connection

We recommend: Hamilton, the award-winning musical now streaming on Disney+. The whole family loved it. I was glad to have read Ron Chernow’s biography of Alexander Hamilton and the additional context helps make a great story better

Q: What is the form CRS and why was it sent to me?

A: Last week we mentioned that many of you have received this form, the Client Relationship Summary, from Commonwealth. This is the result of some new regulations instituted by the SEC.

It provides information about the services provide by Commonwealth and affiliated advisors (like us). There are different ways that financial advisors can work with clients and the disclosure brochure is intended to explain that.

Our relationship with you has not changed because of this regulation. The arrangement we use for each of our clients is based on their specific needs and situations. We are glad to review your specific arrangement with you at any time.

Advisory Services offered through Lowry Financial Advisors, Inc., a Registered Investment Adviser. Securities and additional advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Advisory services offered through Lowry Financial Advisors, Inc, are separate and unrelated to Commonwealth. Lowry Financial Advisors, Inc. is located at 12921 SW 1st Rd, Suite 215, Tioga, FL 32669. 352-333-7990

Lowry Financial Advisors is the only advisory firm that helps its clients reach their goals through The Achieving Simplicity® Experience™, providing clarity and confidence in their personal and financial lives.