Aretha Franklin was so hard-nosed in her business dealings that she demanded to be paid in cash before performing but her heirs won't have it easy. As her four sons and other family members move on, they're left with the potentially tall task of finding out how many millions she was worth, and divvying it up, a process that could take years and is likely to play out in public.

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Combining charitable planning solutions with life insurance allows individuals to support causes that are important to them. See John Hancock's recently updated, client-approved Charitable Planning Client Guide for a comprehensive overview on charitable planning, as well as this new underwriting flyer, which gives you insights into what their underwriters look for on these applications, along with some case studies.