A Decade Later: What A Difference 10 Years Make
Written by Michelle Garcia Gilbert, Esq. and published in WILLed's 2020 Spring Edition.

Backstory
Default servicing changed dramatically since the mortgage meltdown crisis which began approximately in 2008. The surge in delinquencies led to increased regulatory oversight, and increased staffing and use of technology to comply with increased regulations and with increased borrower interaction. The chart below illustrates this surge. For default servicing participants, servicers, law
firms, vendors, borrowers, borrowers’ law firms and consumer groups, there is a new normal work environment involving audits, questionnaires, policies and procedures, standard operating procedures (SOPs), training and so on.
COVID-19 Florida Foreclosure Update
 
Florida Supreme Court Justice Charles T. Canady announced on June 16 th (see link below) the transition of the Florida court system to Phase 2, limited in-person contact for certain authorized purposes, with the use of protective measures . On April 20, 2020, the Chief Justice established a Workgroup on the Continuity of Court Operations and Proceedings During and After COVID-19 to develop findings and recommendations on the continuation of all court operations and proceedings statewide.   The Workgroup will continue to review and make recommendations about Phase 3, with more in-person contact, and finally, Phase 4, when COVID-19 no longer presents a significant risk.
 

VA Hospital

This month, we made a donation of monitors and keyboards to James A. Haley Veterans' Hospital. The items were given to their patients and staff members.
Oneblood.org
We, also, held a blood drive with Oneblood.org. If you donated, you received free testing on your cholesterol, and were provided antibody testing for COVID-19. We would like to thank everyone that donated. ext Link