Private e-newsletter for the clients of the M.W. Aragao companies | August 10, 2018
A Cheat Sheet for Sending your Kid to College
College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at college may be an experience loaded with emotions, so here are a few tips for a smoother transition.

Accept that the Parent-Child Dynamic Has Changed.
Your child is always your child, and will need you as much as ever. However, parents need to understand that their role has transitioned from “supervisor” to “mentor.”

Time to Learn Financial Responsibility.
Your child will need spending money. You may want to provide a debit card attached to an account that has a set sum for the full semester, or one that’s refreshed with monthly deposits. College is a perfect time to learn budgeting.

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Wealth Replacement Trusts
Another role life insurance can play in one's estate plan is via a wealth replacement trust.

Although it can be complicated, with the use of a seasoned estate planning attorney, such a trust could help an estate and its beneficiaries realize significant tax advantages. They involve two trusts, a charitable donation(s) and life insurance.

Read below of an example of how they work.

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Stores That Match Amazon's Prices
Amazon has dominated retail for a few simple reasons. Among others: It’s cheap and convenient. Grabbing an item with free shipping through Amazon Prime and waiting for it to arrive at your home comes with a deep satisfaction. 

Amazon's Prime Day has come and gone. But, here's a list of retailers that will price-match products sold by Amazon. They are worth taking a look at.

Our take : Always endeavor to shop local! Many local merchants will match Amazon's prices as well as beat them in customer service.

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PLEASE NOTE: M.W. Aragao does not accept any liability or losses either direct or consequential caused by the use of this information. This communication is for informational purposes only and is not intended as an offer or solicitation for the purchase or sale of any financial instrument or as an official confirmation of any transaction. M.W. Aragao is neither making any investment recommendation nor providing any professional or advisory services relating to the activities described herein. All market prices, data and other information are not warranted as to completeness or accuracy and are subject to change without notice. The information contained herein is provided for your exclusive benefit and use. The information shall not be further distributed or duplicated in whole or in part by any means without the prior written consent of M.W. Aragao. Any statements made herein do not necessarily reflect those of M.W. Aragao or its affiliates.

M.W. ARAGAO INVESTMENT ADVISORS, LLC, a registered investment advisor, provides dynamic, tactical investment management and wealth planning services to individuals, families, trusts, corporations and retirement plans. M.W. ARAGAO & COMPANY, LLC provides year-round income tax preparation and planning services, business consulting and generalized accounting services. All services are delivered with personalized attention.