Work Comp Target Classes

WestPac & Virtus continue to offer competitive Workers' Compensation options as we are constantly looking to bring additional value to our agent partners. Unique to most wholesalers, we have comprehensive programs designed to fit your contractor and non contractor needs. We continue to have success with each of our carrier options with a variety of risks, both small and large.

Construction

Excavation
Drywall
Plumbing
Concrete
Electricians
Painting – Interior
Landscape/Lawn Care
Pest Control
Tile, Stone, Marble, Mosaic or Terrazzo Work Insurance Companies – All Employees
Janitorial Services
HVAC – Installation, Service and Repair
Roofing
Framing
Carpentry

Non-Construction

Churches
Other non-profits
Hotels/Motels
Bars/Taverns
Breweries
Distilleries
Grocery Stores
Carpet Install/Cleaning
Attorney – All Employees
Physician & Clerical
Clerical Office Employees - NOC
Automobile - Body Repair, Salespersons, Repair Shop
Auditor, Accountant or Computer Programmer
Restaurants - Including Fast Food
Child Care Center – All Employees
YMCA, YWCA, YMHA or YWHA – All Employees
Building or Property Management
Store: Wholesale / Retail - NOC
Trucking - Short and Long Haul

Submission Requirements:

Acord Application 125 & 130

E-Mod Worksheet

3-5 years Loss Runs

WC Supplemental Application

Program Details

Admitted "A" rated carriers with A.M. Best
Claims management teams and loss control specialists assigned to each risk
High commissions!
High E-Mods considered
Multi-state operations acceptable
New Ventures - Lapses considered
Non-Construction
Additional options for General Liability, Inland Marine, Property & Excess
Quarterly, Semiannual, or Annual claims review meetings with client as is appropriate for their circumstances
Very flexible class code consideration
"Pay as you go" options available