What you will find in this issue:

Your 2018 Financial To-Do List from Dave Dickens Why Life Insurance Will Always Matter in Estate Planning from Dave Cox Rescheduled to November 20th ... How Women can Prepare for Being 'Suddenly Single' A Slight Pullback from Wall Street & Weekly Newsworthy Shares December Topics are here >> Double the Coffee Connection & Wine Down Mondays! Melody surprises her son in this week's KCFA Office Talk. Local Event from a KCFA Client & Friend - Check it out! Weekly Quote, Tip, Riddle and Recipe What did you think about the November Economic Update Video from Dave Dickens?

Financial Talk w/Dave Dickens & Dave Cox

Dave Dickens shares with you a 2018 Financial To-Do List . What financial, business, or life priorities do you need to address for 2018? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You have plenty of options. Here are a few that might prove convenient:   Can you contribute more to your retirement plans this year? ARTICLE HERE Dave Cox shares Why Life Insurance Will Always Matter in Estate Planning. With or without the estate tax, it addresses several key priorities. Every few years, predictions emerge that the estate tax will sunset. Even if it does, that will not remove the need for life insurance in estate planning. Why? The reasons are numerous. ARTICLE HERE

Rescheduled to November 20th How Women can Prepare for Being 'Suddenly Single'

We have a FEW spots available for this topic! November 20th w/David Cox 5:30-6:30 PM How to prepare for being 'suddenly single '. One reason women are more likely to face more challenges if they are to suddenly become widowed or single, is they tend to be less involved when discussing their family's wealth management strategy.

November 6th Weekly Financial News

This week's headlines ... Consumer sentiment index declines Q3 Earnings: A look at the scorecard Oil caps off a strong week A slight pullback on Wall Street.

Read More Here

A Few Newsworthy Shares ...

The ID You'll Need to Bring to the Airport in 2018 Depending on Your State You are forgiven for not understanding what’s about to happen at airports. Ever since  the Department of Homeland Security started alerting travelers  that their state-issued IDs may not be enough to board domestic flights, everybody has had questions. Dates, deadlines, and extensions seem to be constantly changing, and there are currently only 27 states that don’t need to worry about the REAL ID Act. However anybody whose state isn’t compliant with REAL ID shouldn’t freak out.  A passport card or book  will override all state regulations. But for those who want to know how they specifically will be affected by the law’s implementation, here are all the rules and dates to know as of October 2017, broken down by state. Read More Suze Orman's 3 Retirement Rules for the Young and Fabulous I am a big believer in the idea that our biggest mistakes are often the  ones we don't realize we're making . And millennials are  often clueless  about what they are getting so very wrong about their 401(k)s. To be fair, everyone gets plenty wrong. But right now I want to focus on younger adults. Read More

How to avoid getting scammed come tax time Tax rip-offs come in two main types. Identity theft involves obtaining enough information about a taxpayer to file a fraudulent tax return and then collecting a refund. In the other variety, a scammer impersonating an IRS official contacts an unwitting taxpayer and tricks the victim into handing over money. Read More

U.S. Consumer Sentiment Unexpectedly Falls From 13-Year High Even with the decline, sentiment was the second-highest since January, reinforcing other reports that Americans remain optimistic about employment and the economy. Anticipation of a pickup in inflation and higher interest rates weighed on the gauge, although a record number of Americans “spontaneously mentioned” an improving jobs market, the report said. Favorable references to more jobs and less unemployment tied the highest level ever recorded, in 1984 and 2012. Read More

Local Event from a KCFA Client & Friend November 17-18 the 2017 Creative Hand Show and Sale will open at Old Shawnee Town Hall

Creative Hand KC For the past year, members of the two guilds have met monthly to collaborate and demonstrate their work and inspiration. Once a year, they share their artistry and skill with the public. Artists from both groups will come together on November... Read more creativehandkc.org

December Topics are here!

Call for Availability and to RSVP! Seating is limited to 10 for each date. You will receive an email confirmation when you are registered. (913) 317-1414 Place: KC Financial Advisors office in Corporate Woods.

December 1st w/David Dickens 9:30 - 10:30 AM Tax-free investments you can begin using - TODAY! December 13th  w/David Cox 5:30-6:30 PM Enjoy the Rally, But Prepare for the Retreat.

December 4th  w/David Cox 5:30-6:30 PM Enjoy the Rally, But Prepare for the Retreat. December 11th  w/David Dickens 5:30-6:30 PM Why would I do a Roth Conversion?

KCFA Office Talk

Melody Collins makes a surprise visit to Arizona to watch her son compete in the NPC Western Classic 2017 and he takes home a 1st and 2nd place trophy! This was his FIRST competition ... Congratulations Michael!! Bottom right photo clockwise: Michael Calovich (son), Melody Collins (KCFA Office Manager), Brandi-Lynne (daughter), Ashlyn & Raina (grand-daughters). Beautiful!!

Weekly Quote, Tip, Riddle & Recipe

WEEKLY QUOTE -  "I have found the best way to give advice to your children is to find out what they want and then advise them to do it.” - Harry S. Truman WEEKLY TIP -  You may know a young adult who is so unsure about the investment world that they refrain from investing at all. Share what you know, or introduce them to a financial professional who can provide knowledge.        WEEKLY RIDDLE -  Wherever you notice me, I’ll be in a row. My name has no letters, but my initials are MNO. What am I?         Last week’s riddle: I am heartless and spineless, and spend most of my time in the dark. When you encounter me, I may try to sting you. What am I?      Last week’s answer: A jellyfish. WEEKLY RECIPE - While searching for a Fall salad, I came across this recipe. And since I am missing Summer, I thought why not? ~Elizabeth Needs-No-Recipe Melon Salad Recipe Here

Do you have a friend or colleague that could benefit from KC Financial Advisors services?

If you know someone who: Would like a second opinion. Doesn't have an income plan. Recent job change - Needs help rolling over 401K Organizing your orphaned 401K's. Is recently widowed or divorced. Still has the same portfolio they did in 2008, but are hoping to find a different result this time. Is looking to reduce their taxes. Please provide us their contact information or give them our name. We truly appreciate the opportunity to serve you & those who are important to you!

Introduce Us

Office Information

KC Financial Advisors Located in Corporate Woods 10975 Grandview Dr. , Ste. 190,  Overland Park, KS 66210 (913) 317-1414

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Disclosures: Disclosure: Dickens Law and KC Financial Advisors are two separate companies, although they share office space. When Dickens Law renders services or gives advice, it does so only on behalf of the Law Firm, and not on behalf of the Financial Firm. Likewise, when KC Financial Advisors renders services or gives advice, it does so only on behalf of the Financial Firm, and not on behalf of Dickens Law, LLC.  Investment Advisory Services are offered through Brookstone Capital Management, LLC, an SEC Registered Investment Advisor. KC Financial Advisors and Brookstone Capital Management LLC are separate companies. These views should not be construed as investment advice. Neither Brookstone Capital Management LLC nor any named representative gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Additionally, the recently enacted Department of Labor (DOL) Fiduciary Rule imposes a fiduciary duty upon advice given to any retirement account, including qualified insurance annuity products. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.  The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), should not be construed as an endorsement of the wealth manager by Crescendo Business Services or any client. The award methodology does not evaluate the quality of services provided. The award is not indicative of the award winners future performance. For more information on the Five Star Award and the research/selection methodology, go to: www.fivestarprofessional.com/wmresearch .