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Nancy Davidson
Mammoth Village Properties
Cell: (760) 937-2301
Office: (800) 421-7005
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Click Below for a Detailed List of Upcoming Events...
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Access My Website From Your Phone!
My website is mobile-friendly! You can search the entire MLS from the your smart-phone. Other tools on my website include a buyer's and seller's roadmap, searchable area map of Mammoth Lakes and Bishop, and much more! Visit my website today to start using these features.
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The nicest compliment is a referral. Who do you know is considering buying or selling?
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New Listing!
2 bedroom/2 bath corner unit on the slopes!
Juniper Springs Lodge is a full amenity complex at the base of Eagle Lodge. Amenities includes a year-round heated swimming pool, 3 hot tub spas, BBQ area near pool, fitness room, onsite coffee bar, small grocery store, ski lockers and underground parking.
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Experience European Grandeur in Mammoth!
Exquisitely remodeled 1849 II unit with spectacular views of the Sherwin mountain range. Featuring 4 bedrooms and den and 3 bathrooms
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Sleeps
10-12. Walk across the street to Canyon Lodge!
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Best View in Swall Meadows!
Incredible views from this one-of-a-kind property in Swall Meadows. 3 bed/2.5 bath home on over 8 ACRES with pond and stream. Amazing views of
Mt. Tom, Wheeler Crest and the whole Owens Valley. A must see!
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Contact Nancy Davidson for All Your Real Estate Needs! For more information or to schedule a showing visit
www.MammothCountry.com
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"When we decided to buy a condo in Mammoth, we asked around about realtors, and Nancy was highly recommended. We had fairly specific things we were looking for, and Nancy was great. We ended up deciding we wanted a condo that was a short sale, and 11 months later, we got it – but only because Nancy would not give up. She truly gave us 110% in making the deal happen. What was also impressive was the fact that our 1bed/1bath condo was probably one of the lowest priced condos on the market at the time, yet Nancy worked as if it was a million dollar property. We never felt pressured, and always felt that Nancy kept our best interests a priority. I would not hesitate to recommend Nancy to a family member or friend."
-Jim and Debbie Spaltro
Rossmoor, CA
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For more information on all things MAMMOTH:
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Just Over 30 Days Until Opening!
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It was an amazing summer full of hikes, high-flyin’ fun at the Adventure Center, bike park shredding and loads of live music at all The Village festivals, and we were skiing and riding all the way till August 6. This was definitely the summer of a lifetime!
It's just over 30 days until winter Opening Day, so make your plans now for your snowy getaway. Time to get up here and look for your future home away from home!
Contact me for a complete list of available properties.
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Opening Day is November 9th!
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Lenders Continue to Ease Mortgage Credit Standards
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Source: Fannie Mae
Facing constrained mortgage demand and a negative profit margin outlook, more lenders say they have eased rather than tightened home mortgage credit standards, according to Fannie Mae’s third quarter 2017 Mortgage Lender Sentiment Survey. Across all loan types – GSE Eligible, Non-GSE Eligible, and Government – the net share of lenders who reported easing credit standards over the prior three months reached a new high since the survey’s inception in March 2014, after climbing each quarter since Q4 2016.
On net, lenders’ profit margin outlook has remained negative for four consecutive quarters. “Competition from other lenders” was again cited as the primary reason, reaching a new survey high for the third consecutive quarter. In addition, the net share of lenders reporting growth in purchase mortgage demand over the prior three months has fallen for all loan types year over year, reaching the lowest third-quarter reading in the past two years. However, the net share of lenders expecting an increase in mortgage demand over the next three months remains relatively stable for the same quarter year over year.
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Home Staging Could Pay For Itself and Increase Seller Equity
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Source:
NAR Economists’ Outlook Blog
According to 31 percent of REALTORS® who work with buyers, staging a home before listing it for sale on the market could have a price increase of up to five or 10 percent. On a $300,000 home, that could add between $15,000 and $30,000, paying for the cost of home staging and increasing a seller’s equity.
In a new NAR report 2017 Profile of Home Staging, 59 percent of REALTORS® who work with sellers said that staging a home could increase the dollar value buyers offer. Twenty-nine percent said it can increase the dollar value offered by one to five percent and 21 percent said it could increase the dollar value offered by six to 10 percent. If there is no impact on dollar value, home staging can help speed up the time it takes to sell a home, 62 percent said it slightly or greatly decreased a home’s time on market.
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Buyer’s and Seller’s Costs – Know Who Pays for What
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The day of closing. An eagerly anticipated day for both the buyer and seller in a real estate transaction. It’s the day when the loan is finalized and the property exchanges hands. It’s also the day when the buyer and seller must pay closing costs. Whichever side of the table you’re on, you should know who is responsible for what before that day arrives.
Every state is different on how closing costs are handled and who is allowed or required to pay for which expenses. Some items are standard while others may be negotiable. Typical closing costs include the following:
- Origination fee for the loan
- Appraisal
- Attorney costs
- Credit report
- Survey
- Flood certification
- Postage/courier to pay off loan
- Taxes
- Title insurance
- Transfer Tax – applied in some municipalities
- Broker’s commission
There may be other costs to be paid at closing such as a home warranty, certificate of compliance for building codes, association dues and utility bills.
The buyer is responsible for the origination fee for the loan, the cost of the credit report and the home inspection charge. Both the title insurance and survey may be paid by one of the parties or negotiated, depending on the state where the sale is taking place.
The seller is responsible for paying the broker’s commission. It may be possible for the seller to contribute funds towards the buyer’s portion of closing costs. The allowed amount will vary based on the type of loan and location of the transaction.
When a lender approves your application for a mortgage, they will give you a good faith estimate for how much everything is going to cost. These numbers aren’t written in stone, but they are estimates. You should use these numbers to begin saving for your closing costs if you haven’t already done so. If you are the seller, you will also have to plan on closing costs. You should have an idea of how much before you even list your property for sale if you get a net sheet from your real estate agent. It’s important to discuss this with your real estate agent so you can be prepared for these costs and not be surprised on closing day.
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Week ending 9/21/2017 (Source: Freddie Mac)
- 30 year fixed: 3.83% fees/points: 0.5%
- 15-year fixed: 3.13% fees/points: 0.5%
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