October 3 , 2017 
In This Issue
 
Newsletter Distribution Change
 
In an effort to streamline League communications, our education newsletter will be distributed only on the first Tuesday of each month.
 
As always, the most current newsletter will be available under Member Resources > Publications on www.lcul.com
  
IRA Update w/ Debbie Crawford
October 24, Jackson, MS
 
Are you fairly well versed in the basics of IRA's but in need of a refresher course and product update? This year, based on your feedback, we are approaching the IRA training a bit differently than in years past which has typically devoted a full day to Basics and a full day to Advanced information.  
 
Debbie Crawford of GetTechnical, inc, a perennial favorite presenter of LCUL attendees, is instead conducting this one day session that does assume some prior IRA knowledge.  If you are a bit rusty on IRA's fear not, the program will include enough basics to put you on solid footing before jumping into changes and product updates and a full range of slightly advanced topics.  
 
As usual for this topic, LCUL is pleased to collaborate with the Mississippi Credit Union Association, who is hosting this program in Jackson, MS.  Program Topics Include:
  • Product update and review of changes
  • Premature distributions
  • Exceptions to the 10% penalty
  • Annuity Distributions
  • Tax levies on IRAs
  • Transfers and rollovers after 70 1/2
  • 70 1/2 calculations & issues
  • Waivers
  • Charitable contributions
  • Death distributions
  • Primary vs. contingent beneficiaries
  • Revocations
  • Compliance, auditing and reporting
and more!
 

*note: this link takes you to MSCUA's website to complete your registration
Underwriting & Collections
November 8-9, Baton Rouge
 
If you previously thought the 2 roles weren't intertwined, come find out why Pierre Cardenas strongly believes they are! 

 Pierre's philosophy is that learning happens best not by looking at vague textbook concepts but by applying your own credit union and your own members into the interactive learning process. Be prepared to bring a couple of your own credit union's actual loans (preferably denied loans) to be evaluated and discussed openly in our hands-on interactive session!
  • Evaluating Risk, Mitigating Risk & Managing Risk
  • Building Loan Portfolios
  • The importance of policy and the role it plays in underwriting
  • Risk associated with different portfolios 
    • Indirect Portfolio
    • Unsecured Portfolio
    • Secured (non-auto) Portfolio
    • Credit Card Portfolio
    • Direct Auto Portfolio
    • Home Equity Portfolio
    • Home Improvement Portfolio
  • Discussion of Best Practices in the Collection Process
  • Collections strategies as they vary per portfolio type
  • Strategic Collection practices in general
  • Peer Networking & Open Forum Discussion of your loans and issues you face in your CU daily

Click here for more information
Prize Linked Savings Webinar Archived

 Were you unable to attend one of our live Prize Linked Savings (PLS) information meetings? We've got you covered! Our team has recorded the webinar to the calendar for those who want to learn more about LCUL's PLS Program, Lucky Lagniappe Savings Account. 
  
What is Lucky Lagniappe Savings?
Lucky Lagniappe Savings  helps members build good savings habits with the added excitement. A Lucky Lagniappe Savings account is a club-like savings account which allows accountholders to earn entries into monthly and quarterly prize drawings. Interest and account value caps are set by each participating credit union, with a maximum of five prize-drawing entries per member, per month.
  
Click here to register to learn more and view the webinar.
  
Upcoming Webinars
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LCUL has a vast array of webinar programs year round from a pool of presenters on a wide variety of topics and at multiple price points...for when you just can't get away from the office. 
 
Click on each listing below for additional details.
*Archived Webinars on Sale*
The LCUL CU Webinar Network just slashed prices on archives of over 3 dozen webinar favorites!  These topics are classics & not ones affected by regulatory changes. 
Check out the sale items now priced at $150 - Click Here
 
 
**FREE** Webinar  for all Member CU's Listed Below 
  •  Free Webinar from Tim Harrington's Supervisory Committee Academy:  "Supervisory Committee Basic Duties & Responsibilities" - Click Here
  • The new 3rd Party Sender Registration Rule is here. This Free webinar from the Credit Union Webinar Network can get you informed now.   "Understanding the NACHA Third Party Sender Registry for ODFIs"  Click Here
Certified Financial Counseling Program (FiCEP) Set to Return in 2018

LCUL can confirm that the Certified Financial Counseling Program will return for 2018.

 Are you ready to join the 250+ counselors currently serving Louisiana's credit union members?  The program will run from January through May and registration is expected to open within the next two weeks. 

 The curriculum will consist of 8 webinars, 8 printed module textbooks and 2 live in person training days.  Students will become certified after successfully passing 2 exams. 

 Look for details and registration coming very soon to www.lcul.com .
Save the Dates!
 
Mark your calendars now to join us for these programs coming up in the next few months. 

More details will be posted as these events draw closer.       
  • 2018 Calendar coming soon...have a topic suggestion for us? email [email protected]
  • CEO's were sent a specific education survey last week...if you have not yet completed that survey, please click here...survey will close Oct 6th. 


Have you noticed that our programs are on the move?  We've been listening to your suggestions & requests and we are hosting more of our programs at various points all over the state at your request.  Keep sharing your input, we're listening!
Your credit union's goal is to be the best member-focused financial institution of choice. Designed to complement that goal, the League's education and training programs offer a full range of development programs for Louisiana credit unions through a variety of conferences, seminars, workshops, webinars, and other learning solutions.