Whole Life has been a product staple in the life industry for decades. It is the traditional life insurance product that most people think of when they hear “permanent insurance.” Whole Life was designed with guaranteed fixed level premiums, a guaranteed level death benefit and guaranteed cash value, which serves as a built in savings component. If premiums are paid on time, coverage remains in force, and the policy builds cash value. While it has some advantages, it's also generally more expensive and less flexible than other permanent policy types. Learn More...
This Week's Highlights
Why Cincinnati Life?
As an independent life insurance advisor you have the ability to scour the market place to find the best carriers, products and prices for your clients. Here at The ASA Group we are constantly looking for ways to help you do that better and also to make it a little easier.
AXA's Term Conversion Program Just Got Even Better!
For a limited time, if your clients purchase a term policy and then their circumstances change where they need coverage for life, they can convert to a permanent policy with an LTC rider, with limited underwriting.
