ATM Summer Safety

In the busy summer season, we're likely to make many trips to the ATM when we need cash.  Because we use them so often, it's easy to forget how risky ATM usage can be.  In addition to personal safety, it's important to also be aware of cameras and skimming devices that comprise our account and PIN numbers.

Here are a few safety tips and reminders for secure ATM use this summer:

• Observe your surroundings before using an ATM. If the machine is obstructed from view or the area is poorly lit, visit another ATM.

• Shield the screen and keyboard so anyone waiting to use the ATM cannot see you enter your PIN or transaction amount.

• Put your cash, card and receipt away immediately. Count your money later, and always keep your receipt.

• If you see anyone or anything suspicious, cancel your transaction and leave immediately. If anyone follows you after making a transaction, go to a crowded, well-lit area and call the police.

• When using an enclosed ATM that requires your card to open the door, avoid letting strangers follow you inside.

• Look carefully at the ATM before using it. Thieves attach devices to ATMs in an attempt to capture card information or PIN.  If it doesn't look right, don't use it.

• When using a drive-up ATM, make sure all passenger car doors are locked and windows are up.

• Do not leave your car unlocked or engine running when you get out to use an ATM.

"ATMs may be accessible 24 hours a day, but it's safer to access them in the daylight hours, if possible," says Cynthia Graham, State Police Credit Union CEO. "Try to plan ahead and make your ATM withdrawals at times when you can be fully aware of your surroundings."

As long as you use common sense and are careful, using ATMs can be a problem-free way to obtain cash.

SPCU is part of the surcharge-free Allpoint Network of ATMs. Click here to find an Allpoint ATM near you. 

(source: Mastercard)