January 2018
Market Update


The January 2018    Market Thoughts Video  is now available on our website.  Brad McMillan, Commonwealth's CIO, recaps another month of good news for the markets. In December, U.S. markets were up across the board, international markets did even better, and emerging markets hit it out of the park. As a result, we are entering the new year with a huge amount of momentum. Hiring continues to be strong, consumer confidence is very close to the highest level since the dot-com boom, and business confidence remains high. But will the recent tax reform bill have a major impact in 2018?

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2018 Key Numbers
 
With tax season upon us, now is a good time to start thinking about your tax strategies and how any changes you make will fit into your financial plan.  The IRS' recently released  2018 Key Numbers   provides the important tax planning numbers you will need as you review your plan and prepare for the year ahead.
What Will You Pay for Medicare in 2018? (Corrected)
 
The Centers for Medicare and Medicaid Services has corrected the 2018 Medicare Part B premium income thresholds from what was first reported on the official Medicare website.  Click  here to see what has changed and how it may affect you.
Setting and Targeting Investment Goals
 
Your financial goals and risk tolerance naturally change over time and it's important to periodically review and update them.  This  article contains tips on what to consider when determining your financial goals and more.
Help Your Heirs Locate Important Estate Documents
 
We all have important personal documents and it's important for us, and others we designate, to know where these documents are located.  By completing the Vital Documents Locator and Digital Estate Information Organizer, you and your heirs will know exactly where to find and access these documents when they are needed.