Attention Lenders:

Please note the following with regard to the HomeSeeker and Smart Start loan documents only:

LE and CD forms  

• The forms have been revised. The new forms can be found on the lender resources page under Forms and Checklists. Sample forms are provided. It is suggested that you refer to the sample forms when completing the LE and CD documentation.

  Loan Estimate:  

• It is no longer necessary to check the box indicating that the HMFA intends to service your loan. The check mark is now hardcoded into the document.

Other Loan Documents:     

• All loans should be closed in the name the New Jersey Housing and Mortgage Finance Agency rather than the Bank name.
  
• Please check the Rate Lock box on the HomeSeeker and Smart Start disclosures.  
  
  

Please advise your staff of these changes immediately to ensure that they are using the most current documents and are completing them correctly.