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Your Community Bank's eNewsletter April 2017
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Dear Friends,
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FCCB Loan Administration Specialist, Angie Orona's dog,
Bas, sports his FCCB shades.
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Spring is in the air, and there is always something blooming at Four Corners Community Bank. Our mortgage department is busy assisting customers with their home loans and refinances, we're accepting food donations at all New Mexico locations for San Juan County Board of Realtor's summer food drive (see below), and we're gearing up to welcome Cortez Community Banks of Colorado customers to our family next month. That hardly leaves time for spring cleaning, but we're doing that too!
Enjoy the longer and warmer days ahead,
Sheila Mathews | President and CEO
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| Community News: Food drive |
Items Accepted at all FCCB New Mexico Locations Until June 15 for:
San Juan County Board of Realtors' 2nd Annual Summer Food Drive
Kids who depend on school-provided meals are at risk in the summer months. In preparation of the higher need during that time, San Juan County Board of Realtors is collecting non-perishable food. Donations can be dropped off through June 15 at their office [2510 E. 20th Street in Farmington], or any New Mexico FCCB location. Thank you in advance for your support!
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Online Banking and Bill Pay Update: 4.18.17
Our online banking platform, including bill pay, will be updated April 18, 2017. All functions and navigation will be unaffected, but the appearance will be modernized and more streamlined. If you have any questions as you explore, please give us a call.
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FCCB is Going Green!
In an effort to be conscientious stewards, FCCB has made big changes at each of its locations including implementing business recycling for single-stream items, replaced bottled water with water coolers, and discontinued purchasing paper, plastic, and styrofoam serving items in its breakrooms.
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Holiday closure
All FCCB locations will be closed
Monday, May 29 in observance of
Memorial Day.
Enjoy time with friends and family! We'll see you May 30.
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Another happy customer closing
D
r. Andres Gensini and
Andrea Encalada celebrate closing on their new home in Farmington; FCCB's mortgage department assisted them with their purchase transaction. New to town, they enjoy the Four Corners and southwest. They believe Farmington is a family-friendly community, and look forward to making it their home for their family.
Congratulations and welcome!
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| Grandparent Scam: Don't be a victim of elder financial abuse |
 Every year thousands of seniors fall victim to impersonation scams. According to the Federal Trade Commission, between 2012 and 2014, consumers reported more than $42 million in losses from scams involving the impersonation of family members and friends. Commonly known as the "grandparent scam," this a form of financial abuse that deliberately targets seniors.
For example, fraudsters call claiming to be a family member in serious trouble, and in need of emergency funds. The scammer might claim to be stranded or mugged and call in the middle of the night to add urgency and confusion. Once the money is wired, the victim later finds that it wasn't their grandchild they were helping, it was a criminal.
Consider these tips to combat the grandparent scam:
- Confirm the caller. Fraudsters use social networking sites to gain the personal information of friends and relatives to carry out their crimes. Verify the caller by calling them back on a known number, or consult a trusted family member before acting on any request.
- Take time to ask questions. Fraudsters want to execute their crimes quickly. In this type of scam, they count on fear and your concern for your loved one to make you act before you think. The more questions you ask, the more inclined they will be to end the call if they suspect you're on to them.
- Never give personal information to anyone over the phone unless you initiated the call and the other party is trusted.
- Never rush into a financial decision and trust your instincts. Don't be fooled. If something doesn't feel right, it probably isn't. Get more information before you send money to someone. Ask for a call-back number.
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Product Feature:
FHA mortgage loans
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Purchase a home with as little as 3.5% down with a federal housing administration (FHA) loan.
FHA loans are great for buyers with lower down-payments, and are sometimes easier to qualify for than a conventional loan. Other features include:
- Great low rates
- Close in as little as 30 days
- Sellers may contribute up to 6% toward your closing fees
- Gift funds can be used for down-payment
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Four Corners Community Bank
500 West Main Street, Suite 101 | Farmington, NM 87401
NM: 505.327.3222 | CO: 970.565.8421 | Toll free: 1.855.547.3222
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