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April 19, 2017
Program presented by:
Dan McNeill

Dan McNeill is the l eading authority on helping brokers and consultants retain and grow their revenue stream. He runs fast. As he tells his clients: "While your competition is writing their war plans, we'll be wrapping up sales and signing the peace treaty!"   Working in Business Development at Beazley Insurance allows Dan to apply his passion to our ever-changing marketplace with World Class Gap, Limited Medical, and Critical Illness products. Employee Benefit Adviser Magazine dubbed him "MR DEPENDABLE" when they designated him Voluntary Benefit Adviser of the Year in 2012. Dan lives in Ohio with his wife and eleven children

Upcoming Program Dates
April 19, 2017
Brecksville Community Center

May 17, 2017
Brecksville Community Center

May 19, 2017
Annual Golf Outing
Boulder Creek Golf Course

June 21, 2017
Brecksville Community Center

Please check our website www.neohua.com

The Northeast Ohio Health Underwriters Association
invites you to our April 19th program
1 Hr CE (Applied for)
  
Wednesday, April 19, 2017
Brecksville Community Center
One Community Drive * Brecksville, Ohio 44141
(8 am - 10 am)


"Filling Gaps with Supplemental Medical"
presented by Dan McNeill, Beazley

 What will be covered:

Understanding the Marketplace:
*US Healthcare costs are rising faster than inflation
(Forbes 2015)
*Health care is the No. 1 cause of bankruptcy filings, over credit card balance/mortgages (NerdWallet, 2015)
*Only 50% of households above the poverty level could cover out-of-pocket maximum of $3000-$6000 (Kaiser Family Foundation, 2015)
*Deductibles have climbed from $900 per year in 2010 to more than $1,300 for an individual in 2015. One in five workers has a deductible of $2,000 or more (Kaiser Family Foundation, 2015)
*Employees' average annual out-of-pocket expenses have grown, from $1,515.00 in 2012 to $2,433 in 2016 (AON 2016)

Cost saving solutions
*Improving employee health: Wellness, Disease management, Absence management
*Reducing health costs: Limited Medical/Hospital Indemnity plans + HSAs
*The time is right for new solutions

About Hospital Indemnity 
*What is it?
*What's typically covered, what's not?
*How it works?
*What's the cost impact?
-Plan savings for plan sponsors/employers
*HSAs compatibility with certain Hosp Indemnity benefits
*Product differentiation among carriers
*Benefits of Hosp Indemnity to brokers:
-Diversifies the market
-Potential for increasing revenues
-ACA excepted benefit
*Who is a good prospect for Hospital Indemnity 
*Do you do it yourself or pick a partner?
 

 

              8:00 a.m. - Registration / Continental Breakfast  
              8:30 a.m. - Welcome / Announcements 
              9:00 a.m. - Presentation

 

Cost to attend:
NEOHUA members - $10
OAHU members - $10
Non-members - $50 
Refund requests should be made in writing
and emailed by April 17th at noon
(neohiohua@gmail.com) 

N E Ohio Health Underwriters Association
28022 Osborn Rd., Bay Village, OH  44140
440.899-8089 (neohiohua@gmail.com)