What To Expect From Your Advisor?

Over the past few years, I have had many people referred to me to provide a financial plan that will help them determine where they are, and how they will manage in retirement.  

My most important role as an advisor is ensuring you meet these goals.  These are the steps to do that:

* Identifying where you are today

* Establishing what you need in the future

* Putting together annual savings targets to get you there

* Setting up an Investment Portfolio to  help  that happen

* Review and adjust each year as things change.

* Provide Coaching and Modifications to help you achieve these goals

Why do I share this?  Most of the clients that have come to me have had an advisor.  In some cases they had a solid investment portfolio, but without the coaching, without the annual savings, without the tax and estate planning strategies, they have not met their goal.   That means, as a financial advisor, they did about 25% of the job.  

So, if you work with an advisor, and they are not providing these steps, maybe it's time to ask, or consider other options.  It's not too late, and remember, it's always better to do today what should have been done yesterday.  Emergencies, inflation, health challenges can throw off our great plans.  Make sure you know where you stand when you can actually do something about it.  Choice is really what the future is all about.  Let's work together to make sure you have lots of choices to make.

Think some Cashflow Planning can help?

CASH FLOW SEMINAR REGISTRATION

Travelling for March Break?

If you need Travel Insurance, we now offer a quick and easy solution.   Just go to this link on our website and sign up right away.  Travel Insurance. Any questions, please give us a call to help.

 

2017 Leading Women/Leading Girls Awards. I am honored to be a recipient of this prestigious award.
The Leading Women/Leading Girls Building Communities Recognition Program acknowledges and celebrates women and girls who demonstrate exceptional leadership in working to improve the lives of others in their communities through volunteer work. Thank you for the opportunity.
McMichael Art Gallery
When the occasion to sponsor the Moonlight Gala 2017 came around I was thrilled about the opportunity. Firstly because of my passion of supporting the arts and secondly the chance to be part of the Group of Seven and the impact they had on Canadian Identity and diversity.  

Tax Time is Upon Us:

 

• RRSP receipts are now  mailed.  Please ensure you have all receipts before completing your tax return.

• Have a "Non-Registered, Cash Account" then ensure you have all receipts before completing your tax return.  Most T3's and T5's are issued by Feb. 28th, but certain products have until March 31s to issue these receipts.  

• Many fund companies are now sending T5008's to reflect gains and losses incurred in Non-registered accounts.

• Fee-deductibility is a tremendous benefit for Non-registered accounts.  While all compensation fees are now disclosed on the statements, only those under the Fee-Based Portfolio are potentially deductible.  Please confirm details with your accountant.

 

 

Tax Help Needed?

 

Check out our tax organizers to keep you on track.

 

2017 Personal Tax Calendar

2016 Personal Income Tax Organizer

   

Need an accountant:  I am happy to provide a recommendation.  I work with many, and can find a good fit for your needs.  Just call the office to discuss your priorities.

ONLINE STATEMENTS & RECEIPTS NOW AVAILABLE:  Have you set yourself up on Assante InvestorOnline?  It's time, as we now have online statements and the ability to print your own receipts and more. 

Upcoming Events

High Notes Gala For Mental Health. Saturday May 6th
Dan Hill and Luba Goy will be front stage at the Flato Theatre in Markham for this exceptional Gala showcasing the success of those touched by mental illness and have moved forward on high notes. Click Here For Details


Portraits of Giving. Thursday April 20th
Portraits of Giving, a unique and motivating exhibit celebrating York Region leaders who give back to their community will kick off their York Region wide tour at HJ Pfaff Audi in Newmarket at 6pm on Thursday April 20th.
Click Here For Details   

REFERRALS:

 

Thanks to you for helping us achieve a level of service and standard at our branch that is allowing us to help each of you to meet your goals, and better prepare your family for the future. 

   

 

Please feel free to pass these e-mails on to contacts, friends & family who may find them helpful. 

"From what we get, we can make a living; what we give, however, makes a life." 

~ Arthur Ashe

Sincerely, 

Janine Purves, CFP, CPCA, CCS