Take the pain out of underwriting
No Exams or Lab Work...Ever!
Would your clients see the value of never  having to do an exam for their life insurance coverage?
  
SBLI has a program that will allow clients 18-60 applying for $500,000 or less to purchase coverage and never have to do an exam. Click Here to see details.  While we have never focused on SBLI, I think this program makes a lot of sense and I think it can speed up underwriting cycle times for everyone!
  
Please note: The client does not have to qualify for Preferred or even Standard! There is never an exam regardless of health. However, medical records may be ordered on a certain percentage of the cases but they will not
come back and ask for an exam...ever!
  
The best news is that you can use of 1-Page application for SBLI as well! At this point, SBLI does not have the very lowest rates but they are not far off. Take a look at this example:

Male, Age 35, Best Rates: $500,000- 20 year Level Term

 Protecti ve

 Banner

 Princip al
 Oma ha
 Han cock
 SBLI  Lincoln
 Prude ntial
 1
 $251.04
 $259.98
 $260.00
 $267.50
 $294.00
$297.85
 $370.00
 $390.00

We feel like saving time in underwriting and delivering a better customer experience is worth the extra cost.  In fact, beginning April 3, 2017, we will be contacting you about the option of moving a case each time we receive an application that fits into the parameter of the program.
  
Want more information on SBLI's financials? Click here to learn more about them.
  
If you have any questions, please feel free call 865-588-9555.



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