This eight hour training course is required by Kentucky and Ohio for agents selling long term care policies.The CIB is offering a state approved long term care training course on March 28, 2017.
Kentucky and Ohio require that the training consist of combined topics related to long term care insurance, long term care services and qualified state long-term care Partnership programs. State Guidelines: KentuckyOhioRegistration Info
COMMERCIAL LINES TO GROW FASTER THAN PERSONAL LINES
Leaders of the property/casualty insurance industry expect to see a considerable increase in the commercial lines of insurance for 2017, with cyber a potentially huge untapped market, according to an Industry Leader Trends survey, conducted by the
Insurance Information Institute (I.I.I.) at its 21st annual
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Property and casualty insurance fraud costs our society approximately $32 billion annually, which is about 10 percent of the industry's incurred losses and loss adjustment expenses. According to some estimates, this insurance fraud adds about $200 to $300 annually to total insurance premiums for the average household. Auto insurance fraud accounts for a large segment of these losses, which are ultimately passed on to you, the auto insurance consumer, in the form of higher insurance premiums. Read More
CASE OF THE MONTH
Anti-Assignment Provision Voided in Liability Policies
Joining the national trend, the New Jersey Supreme Court allowed an insured to assign its claims after an environmental loss had already occurred and voided the policies' anti-assignment provisions. In Givaudan Fragrances Corp. v. Aetna Cas. & Sur. Co., Nos. A-16, 076523, 2017 N.J. LEXIS 121 (Feb. 1, 2017), a company faced environmental claims relating to the discharge of hazardous substances spanning over 30 years. Read More
OHIO LEGISLATORS MOVE TO FIX A RECENT LAW
Ohio Legislators moved fast to fix the 2-month-old Ohio law allowing drivers to ignore red lights. The bills lawmakers rushed to pass this law during the lame-duck session late last year. It included a provision that mistakenly turned red lights in Ohio into stop signs that drivers could ignore if they felt enough time had passed.
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OHIO LEGISLATIVE ACTIVITY
Here is an update on legislative happenings this month in the Ohio General Assembly that are of interest to property and casualty insurance companies.Read More
NEW ONLINE - ANNUITY TRAINING COURSE
This Annuity Training Course is designed to provide an introduction to annuities and to meet the State's 4 hour Annuity training requirement. It will discuss the various aspects of annuities and how they can be used to fulfill the client's needs. The course is available at no cost to qualified members of the CIB. It is approved in Kentucky and Ohio.
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SAVE YOUR CLIENTS MONEY - OIA'S GROUP WC PROGRAM
If you represent commercial clients or are interested in expanding into that market but don't know how to get your foot in the door, then OIA's Workers' Compensation Group Rating Program can provide you with one of the insurance industry's most powerful sales tools. Read More
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This Annuity Training Course is designed to provide an introduction to annuities and to meet the State's 4 hour Annuity training requirement. It will discuss the various aspects of annuities and how they can be used to fulfill the client's needs. The course is available at no cost to qualified members of the CIB. It is approved in Kentucky and Ohio.
