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Our Private Money Offerings!
At Cushner Capital Group, we understand that one size does not fit all when it comes to home loans. Some folks cannot fit into the bank's narrow guidelines. Some borrowers have credit imperfections, income documentation challenges, or sometimes properties are uninhabitable.
We fund these types of borrowers and properties, as long as the equity position or down payment is strong, and the loan makes sense!
The main reasons that borrowers and brokers consider private money are: speed, limited paperwork, and lenient guidelines. Know any of these types???
When considering private money for a purchase or refi solution, equity remains the main criteria. Of course, a clear title is also vitally necessary, but the loan to value remains the protection for the private investor.
Hard Money Loan decisions are based upon factors such as EQUITY, TITLE,EXIT,STRATEGY, RISK, and LOCATION. Before you toss that lead, call me! It is time to think out of the box and EARN EXTRA COMMISSIONS!
WHEN BANKS SAY NO, Cushner Capital Group is where you go!
Residential Purchase or Refi first TD's up to 70% NON-OWNER OCCUPIED
Residential Purchase or Refi first TD's up to 85% OWNER OCCUPIED
24 Months Bank Statements for Self-Employed Imperfect Borrower up to 85% LTV
Residential Second TD's up to 65% CLTV, owner and non-owner
Construction completion up to 55-60% of completed value
Land - up to 30-35% in metropolitan areas; 50% on purchase
Rehab Loans - up to 75% of purchase price
Apts, Mobile Home Parks, Self Storage
Bridge Loans
Stated Income Loans (Business or Bridge Loans)
CHALLENGED CREDIT BORROWERS
REO properties!
Mixed Use/Oddball Properties
Hotels, Golf Courses, Income Properties
Loans from $50K up to $2M
BEFORE YOU TOSS THAT FILE WITH STRONG EQUITY....CALL US! YOU COULD BE TOSSING COMMISSIONS INTO THE TRASH CAN!
Visit our website!
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*YUP, WE FUNDED THIS ONE, TOO!
$175,000 @ 9.5%
VALUE $420,000
RENTAL PROPERTY
INVESTOR YIELD 9.5%
FIRST TD
36 MONTH TERM
MURRIETA, CA
42% LOAN TO VALUE!!!!!
760 845-9035
Visit the Website for more Info!
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WANTED:
INVESTORS
SEEKING HIGH
YIELDS,THAT TRUST CALIFORNIA REAL ESTATE!!!
Investors with as little as $50K wanted! If you know anyone interested in 8.5-12% interest, secured by strong equity on desirable California real estate, please call me!. Th
e borrower and the property are screened before the loan scenario is brought to you. Properties include single family homes and condos, smaller apartments and light commercial.
Investments are secured by a First or Second Deed of Trust, a Promissory Note, and a Title Insurance Policy on the property. Additionally, an appraisal, a broker's price opinion, or a site visit will be required. All trust deeds will include an opportunity for a personal site inspection of property by investor.
~LEARN HOW TO DIRECT YOUR SEP IRA OR RETIREMENT MONEY INTO A FIXED 9-12% FIRST OR SECOND TRUST DEED INSTRUMENT ON A PROPERTY NEARBY!!!
This week's Awesome TD Opportunity:
SFR
OCEAN BEACH, CA
1ST TD REFINANCE LOAN
LOAN AMOUNT $135,000
VALUE 650K
6 MOS GUARANTEED INTEREST
RATE TO BE 8.99%
YIELD TO BE 8.99%
Michael Cushner, Broker
Cushner Capital Group
(760) 845-9035
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Our Advantages:
- Experience
- Reliability & Speed
- Flexibility
- Rapid Closings
- Stated Income (non-owner)
- Interest only
- EZ Underwriting
- No-Prepayment Options
- Owner Occupied
- Competitive Rates
- Purchase Money
- Refinances
- Rehab Loans
- Cashout
- Land Loans
- Equity Loans
- Bridge Loans
- Business Purpose Loans
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Owner-Broker
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Owner Occupied Financing! We now have owner occupied money up to 85% LTV for borrowers in the A- or B+ Credit categories. If your borrowers have FICO over 650 with documentable income, we can lend. How about 24 months bank statements for imperfect self-employed borrowers...yeah, we have it! Call for Details on these New Hot Programs!!! Email me with your scenario
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1st TD North Park (SD)
Investor Loan 65% LTV
Rate 10.5%
Term: 12 months
Purchase
2nd TD Riverside, CA
Great Income/Biz Purpose 2nd
54% Loan to Value
rate: 10.99%
term: 3 years
1st TD Palm Springs, CA
REhab Loan for SFR REO prop
rate 10.5%
ltv 70%
12 months
3rd TD Tarzana, CA
Great Valley Home low ltv
rate 10.99%
CLTV 48%
12 months
1st TD Duarte, CA
SFR
rate 10.0%
Yield 10.5%
ltv 28%
12 months
1st TD Fallbrook, CA
2 houses plus 40 acres of Groves
rate 9.5%
ltv 38%
Yield 9.5%
3 years
2nd TD Bakersfield, CA
rate 12%
ltv 50%
Yield 13%
2 years
1st TD Menifee, CA
4Br x 3 Bth, Horse Property
Purchase loan $180K
Loan To Value 47%
Rate 9.5%
Yield 10.24%
3 years
2ND TD
Rancho Penasquitos
4br x 2 bth
Loan Amount $100,000
Combined LTV 40%
11%, 3 yrs, no prepay
1ST TD Rehab
Lawndale, CA
Price $230K
Loan Amount $126,500
55% ltv
12%, 18 months
1st TD Corona, CA
Cashout Refinance
SFR
10.5% Interest only
3 years
24% loan to value
1st TD Torrance, CA
Refinance
5-plex
Stated Income
12% I.O., 3Years
10 day close!
Loan Amount $300K
LTV 55%
1st TD
Finish Lot & House
Palm Desert, CA
Value $255,000
Loan Amount $110,000
Rate 12%
2nd TD HELOC
Owner Occ
Carlsbad, CA
60 months
$140K
60% CLTV
No Prepay
1st TD
Commercial
Fullerton, CA
$220,000
Rate & Term
11.75% I.O.
3 years
1 yr prepay
Commercial
Fallbrook, CA
$120,000
13.5% I.O.
2 yrs.
55% LTV
1st TD
Bell, California
Triplex
Loan Amount $80K
Purchase Price $350K
LTV 22%
9.5%, 2yrs
1st TD
Victorville, CA
Loan Amount $56,000
Refinance
Two SFR's
LTV 28%
10.5%
12 months
1st TD
Hemet, CA
Loan Amount $45,000
Refinance
SFR
Value $116,000
LTV 44%
12%
36 months
2nd TD
Rancho Santa Fe, CA
Loan Amount $50,000
Cashout Refinance
Condo
Combined LTV 49%
12%
Two Years
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